LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,242
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$139,449
−HK$4,274/mo
Today · 4.125%
HK$143,723
baseline
▲ 0.50% · 4.625%
HK$152,468
+HK$8,745/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$287,446/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,455
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$154,490
−HK$4,094/mo
Today · 4.125%
HK$158,584
baseline
▲ 0.50% · 4.625%
HK$166,943
+HK$8,359/mo
Deposit HK$29.65M · loan HK$29.65M · min. income ≈ HK$317,168/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,290
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$167,338
−HK$5,129/mo
Today · 4.125%
HK$172,467
baseline
▲ 0.50% · 4.625%
HK$182,961
+HK$10,494/mo
Deposit HK$23.72M · loan HK$35.59M · min. income ≈ HK$344,934/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,546
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$185,388
−HK$4,913/mo
Today · 4.125%
HK$190,301
baseline
▲ 0.50% · 4.625%
HK$200,332
+HK$10,031/mo
Deposit HK$23.72M · loan HK$35.59M · min. income ≈ HK$380,602/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,339
−HK$11,873/mo
▼ 0.25% · 3.875%
HK$195,228
−HK$5,984/mo
Today · 4.125%
HK$201,212
baseline
▲ 0.50% · 4.625%
HK$213,455
+HK$12,243/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$402,424/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,637
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$216,286
−HK$5,731/mo
Today · 4.125%
HK$222,017
baseline
▲ 0.50% · 4.625%
HK$233,720
+HK$11,703/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$444,034/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,435
−HK$15,266/mo
▼ 0.25% · 3.875%
HK$251,007
−HK$7,694/mo
Today · 4.125%
HK$258,701
baseline
▲ 0.50% · 4.625%
HK$274,442
+HK$15,741/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$517,402/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,819
−HK$14,632/mo
▼ 0.25% · 3.875%
HK$278,083
−HK$7,368/mo
Today · 4.125%
HK$285,451
baseline
▲ 0.50% · 4.625%
HK$300,497
+HK$15,046/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$570,902/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,672 · Scale 2, in force from 26 Feb 2026)