LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,243
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$139,450
−HK$4,274/mo
Today · 4.125%
HK$143,724
baseline
▲ 0.50% · 4.625%
HK$152,469
+HK$8,745/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$287,448/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,457
−HK$8,128/mo
▼ 0.25% · 3.875%
HK$154,492
−HK$4,093/mo
Today · 4.125%
HK$158,585
baseline
▲ 0.50% · 4.625%
HK$166,945
+HK$8,360/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$317,170/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,292
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$167,340
−HK$5,129/mo
Today · 4.125%
HK$172,469
baseline
▲ 0.50% · 4.625%
HK$182,963
+HK$10,494/mo
Deposit HK$23.72M · loan HK$35.59M · min. income ≈ HK$344,938/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,548
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$185,390
−HK$4,912/mo
Today · 4.125%
HK$190,302
baseline
▲ 0.50% · 4.625%
HK$200,333
+HK$10,031/mo
Deposit HK$23.72M · loan HK$35.59M · min. income ≈ HK$380,604/mo (50% DSR)
Upfront cash ≈ HK$26.24M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,340
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$195,230
−HK$5,984/mo
Today · 4.125%
HK$201,214
baseline
▲ 0.50% · 4.625%
HK$213,457
+HK$12,243/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$402,428/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,639
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$216,288
−HK$5,731/mo
Today · 4.125%
HK$222,019
baseline
▲ 0.50% · 4.625%
HK$233,722
+HK$11,703/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$444,038/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,438
−HK$15,265/mo
▼ 0.25% · 3.875%
HK$251,010
−HK$7,693/mo
Today · 4.125%
HK$258,703
baseline
▲ 0.50% · 4.625%
HK$274,445
+HK$15,742/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$517,406/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,822
−HK$14,631/mo
▼ 0.25% · 3.875%
HK$278,085
−HK$7,368/mo
Today · 4.125%
HK$285,453
baseline
▲ 0.50% · 4.625%
HK$300,500
+HK$15,047/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$570,906/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,695 · Scale 2, in force from 26 Feb 2026)