LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,247
−HK$8,481/mo
▼ 0.25% · 3.875%
HK$139,454
−HK$4,274/mo
Today · 4.125%
HK$143,728
baseline
▲ 0.50% · 4.625%
HK$152,473
+HK$8,745/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$287,456/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,460
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$154,496
−HK$4,093/mo
Today · 4.125%
HK$158,589
baseline
▲ 0.50% · 4.625%
HK$166,949
+HK$8,360/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$317,178/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,296
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$167,344
−HK$5,129/mo
Today · 4.125%
HK$172,473
baseline
▲ 0.50% · 4.625%
HK$182,968
+HK$10,495/mo
Deposit HK$23.72M · loan HK$35.59M · min. income ≈ HK$344,946/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,553
−HK$9,754/mo
▼ 0.25% · 3.875%
HK$185,395
−HK$4,912/mo
Today · 4.125%
HK$190,307
baseline
▲ 0.50% · 4.625%
HK$200,339
+HK$10,032/mo
Deposit HK$23.72M · loan HK$35.59M · min. income ≈ HK$380,614/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,345
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$195,235
−HK$5,984/mo
Today · 4.125%
HK$201,219
baseline
▲ 0.50% · 4.625%
HK$213,463
+HK$12,244/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$402,438/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,645
−HK$11,380/mo
▼ 0.25% · 3.875%
HK$216,294
−HK$5,731/mo
Today · 4.125%
HK$222,025
baseline
▲ 0.50% · 4.625%
HK$233,728
+HK$11,703/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$444,050/mo (50% DSR)
Upfront cash ≈ HK$20.31M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,444
−HK$15,266/mo
▼ 0.25% · 3.875%
HK$251,016
−HK$7,694/mo
Today · 4.125%
HK$258,710
baseline
▲ 0.50% · 4.625%
HK$274,452
+HK$15,742/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$517,420/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,829
−HK$14,632/mo
▼ 0.25% · 3.875%
HK$278,092
−HK$7,369/mo
Today · 4.125%
HK$285,461
baseline
▲ 0.50% · 4.625%
HK$300,508
+HK$15,047/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$570,922/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,761 · Scale 2, in force from 26 Feb 2026)