LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,252
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,459
−HK$4,275/mo
Today · 4.125%
HK$143,734
baseline
▲ 0.50% · 4.625%
HK$152,479
+HK$8,745/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$287,468/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,467
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$154,502
−HK$4,094/mo
Today · 4.125%
HK$158,596
baseline
▲ 0.50% · 4.625%
HK$166,956
+HK$8,360/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$317,192/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,303
−HK$10,177/mo
▼ 0.25% · 3.875%
HK$167,351
−HK$5,129/mo
Today · 4.125%
HK$172,480
baseline
▲ 0.50% · 4.625%
HK$182,975
+HK$10,495/mo
Deposit HK$23.73M · loan HK$35.59M · min. income ≈ HK$344,960/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,560
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$185,402
−HK$4,913/mo
Today · 4.125%
HK$190,315
baseline
▲ 0.50% · 4.625%
HK$200,347
+HK$10,032/mo
Deposit HK$23.73M · loan HK$35.59M · min. income ≈ HK$380,630/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,353
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$195,243
−HK$5,984/mo
Today · 4.125%
HK$201,227
baseline
▲ 0.50% · 4.625%
HK$213,471
+HK$12,244/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$402,454/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,653
−HK$11,381/mo
▼ 0.25% · 3.875%
HK$216,303
−HK$5,731/mo
Today · 4.125%
HK$222,034
baseline
▲ 0.50% · 4.625%
HK$233,738
+HK$11,704/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$444,068/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,454
−HK$15,266/mo
▼ 0.25% · 3.875%
HK$251,027
−HK$7,693/mo
Today · 4.125%
HK$258,720
baseline
▲ 0.50% · 4.625%
HK$274,463
+HK$15,743/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$517,440/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,840
−HK$14,633/mo
▼ 0.25% · 3.875%
HK$278,104
−HK$7,369/mo
Today · 4.125%
HK$285,473
baseline
▲ 0.50% · 4.625%
HK$300,520
+HK$15,047/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$570,946/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,863 · Scale 2, in force from 26 Feb 2026)