LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,255
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,462
−HK$4,275/mo
Today · 4.125%
HK$143,737
baseline
▲ 0.50% · 4.625%
HK$152,483
+HK$8,746/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$287,474/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,470
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$154,506
−HK$4,093/mo
Today · 4.125%
HK$158,599
baseline
▲ 0.50% · 4.625%
HK$166,959
+HK$8,360/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$317,198/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,306
−HK$10,178/mo
▼ 0.25% · 3.875%
HK$167,355
−HK$5,129/mo
Today · 4.125%
HK$172,484
baseline
▲ 0.50% · 4.625%
HK$182,980
+HK$10,496/mo
Deposit HK$23.73M · loan HK$35.59M · min. income ≈ HK$344,968/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,564
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$185,407
−HK$4,912/mo
Today · 4.125%
HK$190,319
baseline
▲ 0.50% · 4.625%
HK$200,351
+HK$10,032/mo
Deposit HK$23.73M · loan HK$35.59M · min. income ≈ HK$380,638/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,357
−HK$11,875/mo
▼ 0.25% · 3.875%
HK$195,247
−HK$5,985/mo
Today · 4.125%
HK$201,232
baseline
▲ 0.50% · 4.625%
HK$213,476
+HK$12,244/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$402,464/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,658
−HK$11,381/mo
▼ 0.25% · 3.875%
HK$216,308
−HK$5,731/mo
Today · 4.125%
HK$222,039
baseline
▲ 0.50% · 4.625%
HK$233,743
+HK$11,704/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$444,078/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,459
−HK$15,267/mo
▼ 0.25% · 3.875%
HK$251,032
−HK$7,694/mo
Today · 4.125%
HK$258,726
baseline
▲ 0.50% · 4.625%
HK$274,469
+HK$15,743/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$517,452/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,846
−HK$14,633/mo
▼ 0.25% · 3.875%
HK$278,110
−HK$7,369/mo
Today · 4.125%
HK$285,479
baseline
▲ 0.50% · 4.625%
HK$300,527
+HK$15,048/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$570,958/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,921 · Scale 2, in force from 26 Feb 2026)