LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,257
−HK$8,482/mo
▼ 0.25% · 3.875%
HK$139,464
−HK$4,275/mo
Today · 4.125%
HK$143,739
baseline
▲ 0.50% · 4.625%
HK$152,485
+HK$8,746/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$287,478/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,472
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$154,508
−HK$4,094/mo
Today · 4.125%
HK$158,602
baseline
▲ 0.50% · 4.625%
HK$166,962
+HK$8,360/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$317,204/mo (50% DSR)
Upfront cash ≈ HK$32.18M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,309
−HK$10,178/mo
▼ 0.25% · 3.875%
HK$167,357
−HK$5,130/mo
Today · 4.125%
HK$172,487
baseline
▲ 0.50% · 4.625%
HK$182,982
+HK$10,495/mo
Deposit HK$23.73M · loan HK$35.59M · min. income ≈ HK$344,974/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,567
−HK$9,755/mo
▼ 0.25% · 3.875%
HK$185,409
−HK$4,913/mo
Today · 4.125%
HK$190,322
baseline
▲ 0.50% · 4.625%
HK$200,354
+HK$10,032/mo
Deposit HK$23.73M · loan HK$35.59M · min. income ≈ HK$380,644/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,360
−HK$11,874/mo
▼ 0.25% · 3.875%
HK$195,250
−HK$5,984/mo
Today · 4.125%
HK$201,234
baseline
▲ 0.50% · 4.625%
HK$213,479
+HK$12,245/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$402,468/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,661
−HK$11,381/mo
▼ 0.25% · 3.875%
HK$216,311
−HK$5,731/mo
Today · 4.125%
HK$222,042
baseline
▲ 0.50% · 4.625%
HK$233,747
+HK$11,705/mo
Deposit HK$17.79M · loan HK$41.52M · min. income ≈ HK$444,084/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,463
−HK$15,267/mo
▼ 0.25% · 3.875%
HK$251,036
−HK$7,694/mo
Today · 4.125%
HK$258,730
baseline
▲ 0.50% · 4.625%
HK$274,473
+HK$15,743/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$517,460/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,850
−HK$14,633/mo
▼ 0.25% · 3.875%
HK$278,114
−HK$7,369/mo
Today · 4.125%
HK$285,483
baseline
▲ 0.50% · 4.625%
HK$300,531
+HK$15,048/mo
Deposit HK$5.93M · loan HK$53.38M · min. income ≈ HK$570,966/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,520,957 · Scale 2, in force from 26 Feb 2026)