LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,287
−HK$8,484/mo
▼ 0.25% · 3.875%
HK$139,495
−HK$4,276/mo
Today · 4.125%
HK$143,771
baseline
▲ 0.50% · 4.625%
HK$152,519
+HK$8,748/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$287,542/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,506
−HK$8,131/mo
▼ 0.25% · 3.875%
HK$154,542
−HK$4,095/mo
Today · 4.125%
HK$158,637
baseline
▲ 0.50% · 4.625%
HK$166,999
+HK$8,362/mo
Deposit HK$29.66M · loan HK$29.66M · min. income ≈ HK$317,274/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,345
−HK$10,180/mo
▼ 0.25% · 3.875%
HK$167,394
−HK$5,131/mo
Today · 4.125%
HK$172,525
baseline
▲ 0.50% · 4.625%
HK$183,023
+HK$10,498/mo
Deposit HK$23.73M · loan HK$35.60M · min. income ≈ HK$345,050/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,607
−HK$9,757/mo
▼ 0.25% · 3.875%
HK$185,450
−HK$4,914/mo
Today · 4.125%
HK$190,364
baseline
▲ 0.50% · 4.625%
HK$200,399
+HK$10,035/mo
Deposit HK$23.73M · loan HK$35.60M · min. income ≈ HK$380,728/mo (50% DSR)
Upfront cash ≈ HK$26.25M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,402
−HK$11,877/mo
▼ 0.25% · 3.875%
HK$195,293
−HK$5,986/mo
Today · 4.125%
HK$201,279
baseline
▲ 0.50% · 4.625%
HK$213,527
+HK$12,248/mo
Deposit HK$17.80M · loan HK$41.53M · min. income ≈ HK$402,558/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,708
−HK$11,384/mo
▼ 0.25% · 3.875%
HK$216,359
−HK$5,733/mo
Today · 4.125%
HK$222,092
baseline
▲ 0.50% · 4.625%
HK$233,798
+HK$11,706/mo
Deposit HK$17.80M · loan HK$41.53M · min. income ≈ HK$444,184/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,517
−HK$15,270/mo
▼ 0.25% · 3.875%
HK$251,092
−HK$7,695/mo
Today · 4.125%
HK$258,787
baseline
▲ 0.50% · 4.625%
HK$274,534
+HK$15,747/mo
Deposit HK$5.93M · loan HK$53.40M · min. income ≈ HK$517,574/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,910
−HK$14,636/mo
▼ 0.25% · 3.875%
HK$278,176
−HK$7,370/mo
Today · 4.125%
HK$285,546
baseline
▲ 0.50% · 4.625%
HK$300,598
+HK$15,052/mo
Deposit HK$5.93M · loan HK$53.40M · min. income ≈ HK$571,092/mo (50% DSR)
Upfront cash ≈ HK$8.45M (deposit + AVD stamp duty HK$2,521,517 · Scale 2, in force from 26 Feb 2026)