LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,308
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,516
−HK$4,277/mo
Today · 4.125%
HK$143,793
baseline
▲ 0.50% · 4.625%
HK$152,542
+HK$8,749/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$287,586/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,528
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,565
−HK$4,096/mo
Today · 4.125%
HK$158,661
baseline
▲ 0.50% · 4.625%
HK$167,024
+HK$8,363/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$317,322/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,369
−HK$10,182/mo
▼ 0.25% · 3.875%
HK$167,420
−HK$5,131/mo
Today · 4.125%
HK$172,551
baseline
▲ 0.50% · 4.625%
HK$183,050
+HK$10,499/mo
Deposit HK$23.74M · loan HK$35.60M · min. income ≈ HK$345,102/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,634
−HK$9,759/mo
▼ 0.25% · 3.875%
HK$185,479
−HK$4,914/mo
Today · 4.125%
HK$190,393
baseline
▲ 0.50% · 4.625%
HK$200,429
+HK$10,036/mo
Deposit HK$23.74M · loan HK$35.60M · min. income ≈ HK$380,786/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,431
−HK$11,879/mo
▼ 0.25% · 3.875%
HK$195,323
−HK$5,987/mo
Today · 4.125%
HK$201,310
baseline
▲ 0.50% · 4.625%
HK$213,559
+HK$12,249/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$402,620/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,740
−HK$11,385/mo
▼ 0.25% · 3.875%
HK$216,392
−HK$5,733/mo
Today · 4.125%
HK$222,125
baseline
▲ 0.50% · 4.625%
HK$233,834
+HK$11,709/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$444,250/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,554
−HK$15,273/mo
▼ 0.25% · 3.875%
HK$251,130
−HK$7,697/mo
Today · 4.125%
HK$258,827
baseline
▲ 0.50% · 4.625%
HK$274,576
+HK$15,749/mo
Deposit HK$5.93M · loan HK$53.40M · min. income ≈ HK$517,654/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,951
−HK$14,639/mo
▼ 0.25% · 3.875%
HK$278,218
−HK$7,372/mo
Today · 4.125%
HK$285,590
baseline
▲ 0.50% · 4.625%
HK$300,644
+HK$15,054/mo
Deposit HK$5.93M · loan HK$53.40M · min. income ≈ HK$571,180/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,521,898 · Scale 2, in force from 26 Feb 2026)