LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,309
−HK$8,485/mo
▼ 0.25% · 3.875%
HK$139,517
−HK$4,277/mo
Today · 4.125%
HK$143,794
baseline
▲ 0.50% · 4.625%
HK$152,543
+HK$8,749/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$287,588/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,529
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$154,566
−HK$4,096/mo
Today · 4.125%
HK$158,662
baseline
▲ 0.50% · 4.625%
HK$167,025
+HK$8,363/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$317,324/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,370
−HK$10,182/mo
▼ 0.25% · 3.875%
HK$167,421
−HK$5,131/mo
Today · 4.125%
HK$172,552
baseline
▲ 0.50% · 4.625%
HK$183,052
+HK$10,500/mo
Deposit HK$23.74M · loan HK$35.60M · min. income ≈ HK$345,104/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,635
−HK$9,759/mo
▼ 0.25% · 3.875%
HK$185,480
−HK$4,914/mo
Today · 4.125%
HK$190,394
baseline
▲ 0.50% · 4.625%
HK$200,430
+HK$10,036/mo
Deposit HK$23.74M · loan HK$35.60M · min. income ≈ HK$380,788/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,432
−HK$11,879/mo
▼ 0.25% · 3.875%
HK$195,324
−HK$5,987/mo
Today · 4.125%
HK$201,311
baseline
▲ 0.50% · 4.625%
HK$213,560
+HK$12,249/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$402,622/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,741
−HK$11,386/mo
▼ 0.25% · 3.875%
HK$216,393
−HK$5,734/mo
Today · 4.125%
HK$222,127
baseline
▲ 0.50% · 4.625%
HK$233,835
+HK$11,708/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$444,254/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,555
−HK$15,273/mo
▼ 0.25% · 3.875%
HK$251,131
−HK$7,697/mo
Today · 4.125%
HK$258,828
baseline
▲ 0.50% · 4.625%
HK$274,577
+HK$15,749/mo
Deposit HK$5.93M · loan HK$53.41M · min. income ≈ HK$517,656/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,953
−HK$14,639/mo
▼ 0.25% · 3.875%
HK$278,220
−HK$7,372/mo
Today · 4.125%
HK$285,592
baseline
▲ 0.50% · 4.625%
HK$300,646
+HK$15,054/mo
Deposit HK$5.93M · loan HK$53.41M · min. income ≈ HK$571,184/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,521,915 · Scale 2, in force from 26 Feb 2026)