LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,312
−HK$8,486/mo
▼ 0.25% · 3.875%
HK$139,521
−HK$4,277/mo
Today · 4.125%
HK$143,798
baseline
▲ 0.50% · 4.625%
HK$152,547
+HK$8,749/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$287,596/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,534
−HK$8,132/mo
▼ 0.25% · 3.875%
HK$154,571
−HK$4,095/mo
Today · 4.125%
HK$158,666
baseline
▲ 0.50% · 4.625%
HK$167,030
+HK$8,364/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$317,332/mo (50% DSR)
Upfront cash ≈ HK$32.19M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,375
−HK$10,182/mo
▼ 0.25% · 3.875%
HK$167,425
−HK$5,132/mo
Today · 4.125%
HK$172,557
baseline
▲ 0.50% · 4.625%
HK$183,057
+HK$10,500/mo
Deposit HK$23.74M · loan HK$35.60M · min. income ≈ HK$345,114/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,640
−HK$9,760/mo
▼ 0.25% · 3.875%
HK$185,485
−HK$4,915/mo
Today · 4.125%
HK$190,400
baseline
▲ 0.50% · 4.625%
HK$200,436
+HK$10,036/mo
Deposit HK$23.74M · loan HK$35.60M · min. income ≈ HK$380,800/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,437
−HK$11,880/mo
▼ 0.25% · 3.875%
HK$195,330
−HK$5,987/mo
Today · 4.125%
HK$201,317
baseline
▲ 0.50% · 4.625%
HK$213,566
+HK$12,249/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$402,634/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,747
−HK$11,386/mo
▼ 0.25% · 3.875%
HK$216,399
−HK$5,734/mo
Today · 4.125%
HK$222,133
baseline
▲ 0.50% · 4.625%
HK$233,842
+HK$11,709/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$444,266/mo (50% DSR)
Upfront cash ≈ HK$20.32M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,562
−HK$15,274/mo
▼ 0.25% · 3.875%
HK$251,138
−HK$7,698/mo
Today · 4.125%
HK$258,836
baseline
▲ 0.50% · 4.625%
HK$274,585
+HK$15,749/mo
Deposit HK$5.93M · loan HK$53.41M · min. income ≈ HK$517,672/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,960
−HK$14,640/mo
▼ 0.25% · 3.875%
HK$278,227
−HK$7,373/mo
Today · 4.125%
HK$285,600
baseline
▲ 0.50% · 4.625%
HK$300,654
+HK$15,054/mo
Deposit HK$5.93M · loan HK$53.41M · min. income ≈ HK$571,200/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,521,985 · Scale 2, in force from 26 Feb 2026)