LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,330
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$139,540
−HK$4,277/mo
Today · 4.125%
HK$143,817
baseline
▲ 0.50% · 4.625%
HK$152,567
+HK$8,750/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$287,634/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,553
−HK$8,134/mo
▼ 0.25% · 3.875%
HK$154,591
−HK$4,096/mo
Today · 4.125%
HK$158,687
baseline
▲ 0.50% · 4.625%
HK$167,052
+HK$8,365/mo
Deposit HK$29.67M · loan HK$29.67M · min. income ≈ HK$317,374/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,396
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$167,448
−HK$5,132/mo
Today · 4.125%
HK$172,580
baseline
▲ 0.50% · 4.625%
HK$183,081
+HK$10,501/mo
Deposit HK$23.74M · loan HK$35.61M · min. income ≈ HK$345,160/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,664
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$185,509
−HK$4,916/mo
Today · 4.125%
HK$190,425
baseline
▲ 0.50% · 4.625%
HK$200,462
+HK$10,037/mo
Deposit HK$23.74M · loan HK$35.61M · min. income ≈ HK$380,850/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,462
−HK$11,881/mo
▼ 0.25% · 3.875%
HK$195,356
−HK$5,987/mo
Today · 4.125%
HK$201,343
baseline
▲ 0.50% · 4.625%
HK$213,594
+HK$12,251/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$402,686/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,775
−HK$11,387/mo
▼ 0.25% · 3.875%
HK$216,428
−HK$5,734/mo
Today · 4.125%
HK$222,162
baseline
▲ 0.50% · 4.625%
HK$233,873
+HK$11,711/mo
Deposit HK$17.80M · loan HK$41.54M · min. income ≈ HK$444,324/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,594
−HK$15,276/mo
▼ 0.25% · 3.875%
HK$251,172
−HK$7,698/mo
Today · 4.125%
HK$258,870
baseline
▲ 0.50% · 4.625%
HK$274,621
+HK$15,751/mo
Deposit HK$5.93M · loan HK$53.41M · min. income ≈ HK$517,740/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$270,996
−HK$14,641/mo
▼ 0.25% · 3.875%
HK$278,264
−HK$7,373/mo
Today · 4.125%
HK$285,637
baseline
▲ 0.50% · 4.625%
HK$300,694
+HK$15,057/mo
Deposit HK$5.93M · loan HK$53.41M · min. income ≈ HK$571,274/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,522,319 · Scale 2, in force from 26 Feb 2026)