LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,339
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$139,549
−HK$4,277/mo
Today · 4.125%
HK$143,826
baseline
▲ 0.50% · 4.625%
HK$152,577
+HK$8,751/mo
Deposit HK$29.68M · loan HK$29.68M · min. income ≈ HK$287,652/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,563
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$154,601
−HK$4,097/mo
Today · 4.125%
HK$158,698
baseline
▲ 0.50% · 4.625%
HK$167,063
+HK$8,365/mo
Deposit HK$29.68M · loan HK$29.68M · min. income ≈ HK$317,396/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,407
−HK$10,184/mo
▼ 0.25% · 3.875%
HK$167,458
−HK$5,133/mo
Today · 4.125%
HK$172,591
baseline
▲ 0.50% · 4.625%
HK$183,093
+HK$10,502/mo
Deposit HK$23.74M · loan HK$35.61M · min. income ≈ HK$345,182/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,676
−HK$9,761/mo
▼ 0.25% · 3.875%
HK$185,521
−HK$4,916/mo
Today · 4.125%
HK$190,437
baseline
▲ 0.50% · 4.625%
HK$200,475
+HK$10,038/mo
Deposit HK$23.74M · loan HK$35.61M · min. income ≈ HK$380,874/mo (50% DSR)
Upfront cash ≈ HK$26.26M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,474
−HK$11,882/mo
▼ 0.25% · 3.875%
HK$195,368
−HK$5,988/mo
Today · 4.125%
HK$201,356
baseline
▲ 0.50% · 4.625%
HK$213,608
+HK$12,252/mo
Deposit HK$17.81M · loan HK$41.55M · min. income ≈ HK$402,712/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,788
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$216,442
−HK$5,735/mo
Today · 4.125%
HK$222,177
baseline
▲ 0.50% · 4.625%
HK$233,888
+HK$11,711/mo
Deposit HK$17.81M · loan HK$41.55M · min. income ≈ HK$444,354/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,610
−HK$15,276/mo
▼ 0.25% · 3.875%
HK$251,188
−HK$7,698/mo
Today · 4.125%
HK$258,886
baseline
▲ 0.50% · 4.625%
HK$274,639
+HK$15,753/mo
Deposit HK$5.94M · loan HK$53.42M · min. income ≈ HK$517,772/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,014
−HK$14,642/mo
▼ 0.25% · 3.875%
HK$278,282
−HK$7,374/mo
Today · 4.125%
HK$285,656
baseline
▲ 0.50% · 4.625%
HK$300,713
+HK$15,057/mo
Deposit HK$5.94M · loan HK$53.42M · min. income ≈ HK$571,312/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,522,481 · Scale 2, in force from 26 Feb 2026)