LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,351
−HK$8,487/mo
▼ 0.25% · 3.875%
HK$139,561
−HK$4,277/mo
Today · 4.125%
HK$143,838
baseline
▲ 0.50% · 4.625%
HK$152,591
+HK$8,753/mo
Deposit HK$29.68M · loan HK$29.68M · min. income ≈ HK$287,676/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,576
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$154,615
−HK$4,096/mo
Today · 4.125%
HK$158,711
baseline
▲ 0.50% · 4.625%
HK$167,077
+HK$8,366/mo
Deposit HK$29.68M · loan HK$29.68M · min. income ≈ HK$317,422/mo (50% DSR)
Upfront cash ≈ HK$32.20M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,421
−HK$10,185/mo
▼ 0.25% · 3.875%
HK$167,473
−HK$5,133/mo
Today · 4.125%
HK$172,606
baseline
▲ 0.50% · 4.625%
HK$183,109
+HK$10,503/mo
Deposit HK$23.74M · loan HK$35.61M · min. income ≈ HK$345,212/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,692
−HK$9,762/mo
▼ 0.25% · 3.875%
HK$185,538
−HK$4,916/mo
Today · 4.125%
HK$190,454
baseline
▲ 0.50% · 4.625%
HK$200,493
+HK$10,039/mo
Deposit HK$23.74M · loan HK$35.61M · min. income ≈ HK$380,908/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,491
−HK$11,883/mo
▼ 0.25% · 3.875%
HK$195,385
−HK$5,989/mo
Today · 4.125%
HK$201,374
baseline
▲ 0.50% · 4.625%
HK$213,627
+HK$12,253/mo
Deposit HK$17.81M · loan HK$41.55M · min. income ≈ HK$402,748/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,807
−HK$11,389/mo
▼ 0.25% · 3.875%
HK$216,461
−HK$5,735/mo
Today · 4.125%
HK$222,196
baseline
▲ 0.50% · 4.625%
HK$233,908
+HK$11,712/mo
Deposit HK$17.81M · loan HK$41.55M · min. income ≈ HK$444,392/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,631
−HK$15,278/mo
▼ 0.25% · 3.875%
HK$251,210
−HK$7,699/mo
Today · 4.125%
HK$258,909
baseline
▲ 0.50% · 4.625%
HK$274,663
+HK$15,754/mo
Deposit HK$5.94M · loan HK$53.42M · min. income ≈ HK$517,818/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,037
−HK$14,644/mo
▼ 0.25% · 3.875%
HK$278,306
−HK$7,375/mo
Today · 4.125%
HK$285,681
baseline
▲ 0.50% · 4.625%
HK$300,739
+HK$15,058/mo
Deposit HK$5.94M · loan HK$53.42M · min. income ≈ HK$571,362/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,522,702 · Scale 2, in force from 26 Feb 2026)