LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,376
−HK$8,489/mo
▼ 0.25% · 3.875%
HK$139,587
−HK$4,278/mo
Today · 4.125%
HK$143,865
baseline
▲ 0.50% · 4.625%
HK$152,619
+HK$8,754/mo
Deposit HK$29.68M · loan HK$29.68M · min. income ≈ HK$287,730/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,604
−HK$8,137/mo
▼ 0.25% · 3.875%
HK$154,643
−HK$4,098/mo
Today · 4.125%
HK$158,741
baseline
▲ 0.50% · 4.625%
HK$167,108
+HK$8,367/mo
Deposit HK$29.68M · loan HK$29.68M · min. income ≈ HK$317,482/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,451
−HK$10,187/mo
▼ 0.25% · 3.875%
HK$167,504
−HK$5,134/mo
Today · 4.125%
HK$172,638
baseline
▲ 0.50% · 4.625%
HK$183,142
+HK$10,504/mo
Deposit HK$23.75M · loan HK$35.62M · min. income ≈ HK$345,276/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,725
−HK$9,764/mo
▼ 0.25% · 3.875%
HK$185,572
−HK$4,917/mo
Today · 4.125%
HK$190,489
baseline
▲ 0.50% · 4.625%
HK$200,530
+HK$10,041/mo
Deposit HK$23.75M · loan HK$35.62M · min. income ≈ HK$380,978/mo (50% DSR)
Upfront cash ≈ HK$26.27M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,526
−HK$11,885/mo
▼ 0.25% · 3.875%
HK$195,421
−HK$5,990/mo
Today · 4.125%
HK$201,411
baseline
▲ 0.50% · 4.625%
HK$213,666
+HK$12,255/mo
Deposit HK$17.81M · loan HK$41.56M · min. income ≈ HK$402,822/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,846
−HK$11,391/mo
▼ 0.25% · 3.875%
HK$216,500
−HK$5,737/mo
Today · 4.125%
HK$222,237
baseline
▲ 0.50% · 4.625%
HK$233,951
+HK$11,714/mo
Deposit HK$17.81M · loan HK$41.56M · min. income ≈ HK$444,474/mo (50% DSR)
Upfront cash ≈ HK$20.33M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,676
−HK$15,281/mo
▼ 0.25% · 3.875%
HK$251,256
−HK$7,701/mo
Today · 4.125%
HK$258,957
baseline
▲ 0.50% · 4.625%
HK$274,714
+HK$15,757/mo
Deposit HK$5.94M · loan HK$53.43M · min. income ≈ HK$517,914/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,087
−HK$14,646/mo
▼ 0.25% · 3.875%
HK$278,358
−HK$7,375/mo
Today · 4.125%
HK$285,733
baseline
▲ 0.50% · 4.625%
HK$300,795
+HK$15,062/mo
Deposit HK$5.94M · loan HK$53.43M · min. income ≈ HK$571,466/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,523,165 · Scale 2, in force from 26 Feb 2026)