LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,538
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,959
−HK$428/mo
Today · 4.125%
HK$14,387
baseline
▲ 0.50% · 4.625%
HK$15,262
+HK$875/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,774/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,061
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,465
−HK$410/mo
Today · 4.125%
HK$15,875
baseline
▲ 0.50% · 4.625%
HK$16,711
+HK$836/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,750/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,246
−HK$1,018/mo
▼ 0.25% · 3.875%
HK$16,751
−HK$513/mo
Today · 4.125%
HK$17,264
baseline
▲ 0.50% · 4.625%
HK$18,315
+HK$1,051/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$34,528/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,073
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,558
−HK$492/mo
Today · 4.125%
HK$19,050
baseline
▲ 0.50% · 4.625%
HK$20,054
+HK$1,004/mo
Deposit HK$2.37M · loan HK$3.56M · min. income ≈ HK$38,100/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,953
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,543
−HK$599/mo
Today · 4.125%
HK$20,142
baseline
▲ 0.50% · 4.625%
HK$21,367
+HK$1,225/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,284/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,085
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,651
−HK$574/mo
Today · 4.125%
HK$22,225
baseline
▲ 0.50% · 4.625%
HK$23,396
+HK$1,171/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,450/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,369
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,127
−HK$770/mo
Today · 4.125%
HK$25,897
baseline
▲ 0.50% · 4.625%
HK$27,472
+HK$1,575/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$51,794/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,110
−HK$1,464/mo
▼ 0.25% · 3.875%
HK$27,837
−HK$737/mo
Today · 4.125%
HK$28,574
baseline
▲ 0.50% · 4.625%
HK$30,081
+HK$1,507/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$57,148/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,585 · Scale 2, in force from 26 Feb 2026)