LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,540
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,961
−HK$428/mo
Today · 4.125%
HK$14,389
baseline
▲ 0.50% · 4.625%
HK$15,265
+HK$876/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,778/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,063
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,467
−HK$410/mo
Today · 4.125%
HK$15,877
baseline
▲ 0.50% · 4.625%
HK$16,714
+HK$837/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,754/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,248
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,753
−HK$514/mo
Today · 4.125%
HK$17,267
baseline
▲ 0.50% · 4.625%
HK$18,318
+HK$1,051/mo
Deposit HK$2.38M · loan HK$3.56M · min. income ≈ HK$34,534/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,076
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,561
−HK$491/mo
Today · 4.125%
HK$19,052
baseline
▲ 0.50% · 4.625%
HK$20,057
+HK$1,005/mo
Deposit HK$2.38M · loan HK$3.56M · min. income ≈ HK$38,104/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,956
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,546
−HK$599/mo
Today · 4.125%
HK$20,145
baseline
▲ 0.50% · 4.625%
HK$21,371
+HK$1,226/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,290/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,088
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,654
−HK$574/mo
Today · 4.125%
HK$22,228
baseline
▲ 0.50% · 4.625%
HK$23,399
+HK$1,171/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,456/mo (50% DSR)
Upfront cash ≈ HK$1.91M (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,372
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,130
−HK$770/mo
Today · 4.125%
HK$25,900
baseline
▲ 0.50% · 4.625%
HK$27,476
+HK$1,576/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$51,800/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,114
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,841
−HK$738/mo
Today · 4.125%
HK$28,579
baseline
▲ 0.50% · 4.625%
HK$30,085
+HK$1,506/mo
Deposit HK$594K · loan HK$5.34M · min. income ≈ HK$57,158/mo (50% DSR)
Upfront cash ≈ HK$727K (deposit + AVD stamp duty HK$133,604 · Scale 2, in force from 26 Feb 2026)