LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,404
−HK$8,491/mo
▼ 0.25% · 3.875%
HK$139,615
−HK$4,280/mo
Today · 4.125%
HK$143,895
baseline
▲ 0.50% · 4.625%
HK$152,650
+HK$8,755/mo
Deposit HK$29.69M · loan HK$29.69M · min. income ≈ HK$287,790/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,635
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$154,675
−HK$4,098/mo
Today · 4.125%
HK$158,773
baseline
▲ 0.50% · 4.625%
HK$167,143
+HK$8,370/mo
Deposit HK$29.69M · loan HK$29.69M · min. income ≈ HK$317,546/mo (50% DSR)
Upfront cash ≈ HK$32.21M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,484
−HK$10,189/mo
▼ 0.25% · 3.875%
HK$167,538
−HK$5,135/mo
Today · 4.125%
HK$172,673
baseline
▲ 0.50% · 4.625%
HK$183,180
+HK$10,507/mo
Deposit HK$23.75M · loan HK$35.63M · min. income ≈ HK$345,346/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,762
−HK$9,766/mo
▼ 0.25% · 3.875%
HK$185,610
−HK$4,918/mo
Today · 4.125%
HK$190,528
baseline
▲ 0.50% · 4.625%
HK$200,571
+HK$10,043/mo
Deposit HK$23.75M · loan HK$35.63M · min. income ≈ HK$381,056/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,565
−HK$11,887/mo
▼ 0.25% · 3.875%
HK$195,462
−HK$5,990/mo
Today · 4.125%
HK$201,452
baseline
▲ 0.50% · 4.625%
HK$213,710
+HK$12,258/mo
Deposit HK$17.81M · loan HK$41.57M · min. income ≈ HK$402,904/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,889
−HK$11,394/mo
▼ 0.25% · 3.875%
HK$216,545
−HK$5,738/mo
Today · 4.125%
HK$222,283
baseline
▲ 0.50% · 4.625%
HK$234,000
+HK$11,717/mo
Deposit HK$17.81M · loan HK$41.57M · min. income ≈ HK$444,566/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,726
−HK$15,284/mo
▼ 0.25% · 3.875%
HK$251,308
−HK$7,702/mo
Today · 4.125%
HK$259,010
baseline
▲ 0.50% · 4.625%
HK$274,770
+HK$15,760/mo
Deposit HK$5.94M · loan HK$53.44M · min. income ≈ HK$518,020/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,143
−HK$14,649/mo
▼ 0.25% · 3.875%
HK$278,415
−HK$7,377/mo
Today · 4.125%
HK$285,792
baseline
▲ 0.50% · 4.625%
HK$300,857
+HK$15,065/mo
Deposit HK$5.94M · loan HK$53.44M · min. income ≈ HK$571,584/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,523,686 · Scale 2, in force from 26 Feb 2026)