LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,434
−HK$8,492/mo
▼ 0.25% · 3.875%
HK$139,646
−HK$4,280/mo
Today · 4.125%
HK$143,926
baseline
▲ 0.50% · 4.625%
HK$152,684
+HK$8,758/mo
Deposit HK$29.70M · loan HK$29.70M · min. income ≈ HK$287,852/mo (50% DSR)
Upfront cash ≈ HK$32.22M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,669
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$154,709
−HK$4,100/mo
Today · 4.125%
HK$158,809
baseline
▲ 0.50% · 4.625%
HK$167,180
+HK$8,371/mo
Deposit HK$29.70M · loan HK$29.70M · min. income ≈ HK$317,618/mo (50% DSR)
Upfront cash ≈ HK$32.22M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,520
−HK$10,192/mo
▼ 0.25% · 3.875%
HK$167,576
−HK$5,136/mo
Today · 4.125%
HK$172,712
baseline
▲ 0.50% · 4.625%
HK$183,221
+HK$10,509/mo
Deposit HK$23.76M · loan HK$35.64M · min. income ≈ HK$345,424/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,802
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$185,651
−HK$4,919/mo
Today · 4.125%
HK$190,570
baseline
▲ 0.50% · 4.625%
HK$200,616
+HK$10,046/mo
Deposit HK$23.76M · loan HK$35.64M · min. income ≈ HK$381,140/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,607
−HK$11,890/mo
▼ 0.25% · 3.875%
HK$195,505
−HK$5,992/mo
Today · 4.125%
HK$201,497
baseline
▲ 0.50% · 4.625%
HK$213,758
+HK$12,261/mo
Deposit HK$17.82M · loan HK$41.58M · min. income ≈ HK$402,994/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,936
−HK$11,396/mo
▼ 0.25% · 3.875%
HK$216,593
−HK$5,739/mo
Today · 4.125%
HK$222,332
baseline
▲ 0.50% · 4.625%
HK$234,052
+HK$11,720/mo
Deposit HK$17.82M · loan HK$41.58M · min. income ≈ HK$444,664/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,780
−HK$15,288/mo
▼ 0.25% · 3.875%
HK$251,363
−HK$7,705/mo
Today · 4.125%
HK$259,068
baseline
▲ 0.50% · 4.625%
HK$274,831
+HK$15,763/mo
Deposit HK$5.94M · loan HK$53.45M · min. income ≈ HK$518,136/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,203
−HK$14,653/mo
▼ 0.25% · 3.875%
HK$278,477
−HK$7,379/mo
Today · 4.125%
HK$285,856
baseline
▲ 0.50% · 4.625%
HK$300,923
+HK$15,067/mo
Deposit HK$5.94M · loan HK$53.45M · min. income ≈ HK$571,712/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,524,246 · Scale 2, in force from 26 Feb 2026)