LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,440
−HK$8,493/mo
▼ 0.25% · 3.875%
HK$139,653
−HK$4,280/mo
Today · 4.125%
HK$143,933
baseline
▲ 0.50% · 4.625%
HK$152,691
+HK$8,758/mo
Deposit HK$29.70M · loan HK$29.70M · min. income ≈ HK$287,866/mo (50% DSR)
Upfront cash ≈ HK$32.22M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,675
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$154,716
−HK$4,100/mo
Today · 4.125%
HK$158,816
baseline
▲ 0.50% · 4.625%
HK$167,187
+HK$8,371/mo
Deposit HK$29.70M · loan HK$29.70M · min. income ≈ HK$317,632/mo (50% DSR)
Upfront cash ≈ HK$32.22M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,528
−HK$10,192/mo
▼ 0.25% · 3.875%
HK$167,583
−HK$5,137/mo
Today · 4.125%
HK$172,720
baseline
▲ 0.50% · 4.625%
HK$183,229
+HK$10,509/mo
Deposit HK$23.76M · loan HK$35.64M · min. income ≈ HK$345,440/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,811
−HK$9,768/mo
▼ 0.25% · 3.875%
HK$185,660
−HK$4,919/mo
Today · 4.125%
HK$190,579
baseline
▲ 0.50% · 4.625%
HK$200,625
+HK$10,046/mo
Deposit HK$23.76M · loan HK$35.64M · min. income ≈ HK$381,158/mo (50% DSR)
Upfront cash ≈ HK$26.28M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,616
−HK$11,890/mo
▼ 0.25% · 3.875%
HK$195,514
−HK$5,992/mo
Today · 4.125%
HK$201,506
baseline
▲ 0.50% · 4.625%
HK$213,767
+HK$12,261/mo
Deposit HK$17.82M · loan HK$41.58M · min. income ≈ HK$403,012/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,946
−HK$11,396/mo
▼ 0.25% · 3.875%
HK$216,603
−HK$5,739/mo
Today · 4.125%
HK$222,342
baseline
▲ 0.50% · 4.625%
HK$234,062
+HK$11,720/mo
Deposit HK$17.82M · loan HK$41.58M · min. income ≈ HK$444,684/mo (50% DSR)
Upfront cash ≈ HK$20.34M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,792
−HK$15,288/mo
▼ 0.25% · 3.875%
HK$251,375
−HK$7,705/mo
Today · 4.125%
HK$259,080
baseline
▲ 0.50% · 4.625%
HK$274,844
+HK$15,764/mo
Deposit HK$5.94M · loan HK$53.46M · min. income ≈ HK$518,160/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,216
−HK$14,653/mo
▼ 0.25% · 3.875%
HK$278,490
−HK$7,379/mo
Today · 4.125%
HK$285,869
baseline
▲ 0.50% · 4.625%
HK$300,937
+HK$15,068/mo
Deposit HK$5.94M · loan HK$53.46M · min. income ≈ HK$571,738/mo (50% DSR)
Upfront cash ≈ HK$8.46M (deposit + AVD stamp duty HK$2,524,362 · Scale 2, in force from 26 Feb 2026)