LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,469
−HK$8,495/mo
▼ 0.25% · 3.875%
HK$139,683
−HK$4,281/mo
Today · 4.125%
HK$143,964
baseline
▲ 0.50% · 4.625%
HK$152,724
+HK$8,760/mo
Deposit HK$29.70M · loan HK$29.70M · min. income ≈ HK$287,928/mo (50% DSR)
Upfront cash ≈ HK$32.23M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,708
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$154,750
−HK$4,100/mo
Today · 4.125%
HK$158,850
baseline
▲ 0.50% · 4.625%
HK$167,223
+HK$8,373/mo
Deposit HK$29.70M · loan HK$29.70M · min. income ≈ HK$317,700/mo (50% DSR)
Upfront cash ≈ HK$32.23M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,563
−HK$10,194/mo
▼ 0.25% · 3.875%
HK$167,619
−HK$5,138/mo
Today · 4.125%
HK$172,757
baseline
▲ 0.50% · 4.625%
HK$183,269
+HK$10,512/mo
Deposit HK$23.76M · loan HK$35.65M · min. income ≈ HK$345,514/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,849
−HK$9,771/mo
▼ 0.25% · 3.875%
HK$185,700
−HK$4,920/mo
Today · 4.125%
HK$190,620
baseline
▲ 0.50% · 4.625%
HK$200,668
+HK$10,048/mo
Deposit HK$23.76M · loan HK$35.65M · min. income ≈ HK$381,240/mo (50% DSR)
Upfront cash ≈ HK$26.29M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,656
−HK$11,894/mo
▼ 0.25% · 3.875%
HK$195,556
−HK$5,994/mo
Today · 4.125%
HK$201,550
baseline
▲ 0.50% · 4.625%
HK$213,813
+HK$12,263/mo
Deposit HK$17.82M · loan HK$41.59M · min. income ≈ HK$403,100/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$210,991
−HK$11,399/mo
▼ 0.25% · 3.875%
HK$216,650
−HK$5,740/mo
Today · 4.125%
HK$222,390
baseline
▲ 0.50% · 4.625%
HK$234,113
+HK$11,723/mo
Deposit HK$17.82M · loan HK$41.59M · min. income ≈ HK$444,780/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,844
−HK$15,291/mo
▼ 0.25% · 3.875%
HK$251,429
−HK$7,706/mo
Today · 4.125%
HK$259,135
baseline
▲ 0.50% · 4.625%
HK$274,903
+HK$15,768/mo
Deposit HK$5.94M · loan HK$53.47M · min. income ≈ HK$518,270/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,274
−HK$14,656/mo
▼ 0.25% · 3.875%
HK$278,549
−HK$7,381/mo
Today · 4.125%
HK$285,930
baseline
▲ 0.50% · 4.625%
HK$301,002
+HK$15,072/mo
Deposit HK$5.94M · loan HK$53.47M · min. income ≈ HK$571,860/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,524,905 · Scale 2, in force from 26 Feb 2026)