LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,548
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,970
−HK$428/mo
Today · 4.125%
HK$14,398
baseline
▲ 0.50% · 4.625%
HK$15,274
+HK$876/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,796/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,072
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,477
−HK$410/mo
Today · 4.125%
HK$15,887
baseline
▲ 0.50% · 4.625%
HK$16,724
+HK$837/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,774/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,258
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,764
−HK$514/mo
Today · 4.125%
HK$17,278
baseline
▲ 0.50% · 4.625%
HK$18,329
+HK$1,051/mo
Deposit HK$2.38M · loan HK$3.56M · min. income ≈ HK$34,556/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,087
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,572
−HK$492/mo
Today · 4.125%
HK$19,064
baseline
▲ 0.50% · 4.625%
HK$20,069
+HK$1,005/mo
Deposit HK$2.38M · loan HK$3.56M · min. income ≈ HK$38,128/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,968
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,558
−HK$599/mo
Today · 4.125%
HK$20,157
baseline
▲ 0.50% · 4.625%
HK$21,384
+HK$1,227/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,314/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,101
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,667
−HK$575/mo
Today · 4.125%
HK$22,242
baseline
▲ 0.50% · 4.625%
HK$23,414
+HK$1,172/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,484/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,387
−HK$1,529/mo
▼ 0.25% · 3.875%
HK$25,146
−HK$770/mo
Today · 4.125%
HK$25,916
baseline
▲ 0.50% · 4.625%
HK$27,493
+HK$1,577/mo
Deposit HK$594K · loan HK$5.35M · min. income ≈ HK$51,832/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,130
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,858
−HK$738/mo
Today · 4.125%
HK$28,596
baseline
▲ 0.50% · 4.625%
HK$30,104
+HK$1,508/mo
Deposit HK$594K · loan HK$5.35M · min. income ≈ HK$57,192/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,687 · Scale 2, in force from 26 Feb 2026)