LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,551
−HK$849/mo
▼ 0.25% · 3.875%
HK$13,972
−HK$428/mo
Today · 4.125%
HK$14,400
baseline
▲ 0.50% · 4.625%
HK$15,277
+HK$877/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,800/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,075
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,479
−HK$410/mo
Today · 4.125%
HK$15,889
baseline
▲ 0.50% · 4.625%
HK$16,727
+HK$838/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,778/mo (50% DSR)
Upfront cash ≈ HK$3.10M (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,261
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,766
−HK$514/mo
Today · 4.125%
HK$17,280
baseline
▲ 0.50% · 4.625%
HK$18,332
+HK$1,052/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,560/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,090
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,575
−HK$492/mo
Today · 4.125%
HK$19,067
baseline
▲ 0.50% · 4.625%
HK$20,072
+HK$1,005/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,134/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,971
−HK$1,189/mo
▼ 0.25% · 3.875%
HK$19,561
−HK$599/mo
Today · 4.125%
HK$20,160
baseline
▲ 0.50% · 4.625%
HK$21,387
+HK$1,227/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,320/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,105
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,671
−HK$574/mo
Today · 4.125%
HK$22,245
baseline
▲ 0.50% · 4.625%
HK$23,418
+HK$1,173/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,490/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,391
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,150
−HK$771/mo
Today · 4.125%
HK$25,921
baseline
▲ 0.50% · 4.625%
HK$27,498
+HK$1,577/mo
Deposit HK$594K · loan HK$5.35M · min. income ≈ HK$51,842/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,135
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,862
−HK$739/mo
Today · 4.125%
HK$28,601
baseline
▲ 0.50% · 4.625%
HK$30,108
+HK$1,507/mo
Deposit HK$594K · loan HK$5.35M · min. income ≈ HK$57,202/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,708 · Scale 2, in force from 26 Feb 2026)