LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,513
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,728
−HK$4,283/mo
Today · 4.125%
HK$144,011
baseline
▲ 0.50% · 4.625%
HK$152,773
+HK$8,762/mo
Deposit HK$29.71M · loan HK$29.71M · min. income ≈ HK$288,022/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,757
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,800
−HK$4,102/mo
Today · 4.125%
HK$158,902
baseline
▲ 0.50% · 4.625%
HK$167,278
+HK$8,376/mo
Deposit HK$29.71M · loan HK$29.71M · min. income ≈ HK$317,804/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,615
−HK$10,198/mo
▼ 0.25% · 3.875%
HK$167,674
−HK$5,139/mo
Today · 4.125%
HK$172,813
baseline
▲ 0.50% · 4.625%
HK$183,328
+HK$10,515/mo
Deposit HK$23.77M · loan HK$35.66M · min. income ≈ HK$345,626/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,908
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$185,760
−HK$4,922/mo
Today · 4.125%
HK$190,682
baseline
▲ 0.50% · 4.625%
HK$200,733
+HK$10,051/mo
Deposit HK$23.77M · loan HK$35.66M · min. income ≈ HK$381,364/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,718
−HK$11,897/mo
▼ 0.25% · 3.875%
HK$195,619
−HK$5,996/mo
Today · 4.125%
HK$201,615
baseline
▲ 0.50% · 4.625%
HK$213,883
+HK$12,268/mo
Deposit HK$17.83M · loan HK$41.60M · min. income ≈ HK$403,230/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,059
−HK$11,403/mo
▼ 0.25% · 3.875%
HK$216,720
−HK$5,742/mo
Today · 4.125%
HK$222,462
baseline
▲ 0.50% · 4.625%
HK$234,189
+HK$11,727/mo
Deposit HK$17.83M · loan HK$41.60M · min. income ≈ HK$444,924/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,923
−HK$15,296/mo
▼ 0.25% · 3.875%
HK$251,511
−HK$7,708/mo
Today · 4.125%
HK$259,219
baseline
▲ 0.50% · 4.625%
HK$274,992
+HK$15,773/mo
Deposit HK$5.94M · loan HK$53.49M · min. income ≈ HK$518,438/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,362
−HK$14,661/mo
▼ 0.25% · 3.875%
HK$278,640
−HK$7,383/mo
Today · 4.125%
HK$286,023
baseline
▲ 0.50% · 4.625%
HK$301,100
+HK$15,077/mo
Deposit HK$5.94M · loan HK$53.49M · min. income ≈ HK$572,046/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,525,723 · Scale 2, in force from 26 Feb 2026)