LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,514
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,729
−HK$4,283/mo
Today · 4.125%
HK$144,012
baseline
▲ 0.50% · 4.625%
HK$152,774
+HK$8,762/mo
Deposit HK$29.71M · loan HK$29.71M · min. income ≈ HK$288,024/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,758
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,801
−HK$4,102/mo
Today · 4.125%
HK$158,903
baseline
▲ 0.50% · 4.625%
HK$167,279
+HK$8,376/mo
Deposit HK$29.71M · loan HK$29.71M · min. income ≈ HK$317,806/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,617
−HK$10,197/mo
▼ 0.25% · 3.875%
HK$167,675
−HK$5,139/mo
Today · 4.125%
HK$172,814
baseline
▲ 0.50% · 4.625%
HK$183,329
+HK$10,515/mo
Deposit HK$23.77M · loan HK$35.66M · min. income ≈ HK$345,628/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,909
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$185,761
−HK$4,922/mo
Today · 4.125%
HK$190,683
baseline
▲ 0.50% · 4.625%
HK$200,734
+HK$10,051/mo
Deposit HK$23.77M · loan HK$35.66M · min. income ≈ HK$381,366/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,719
−HK$11,897/mo
▼ 0.25% · 3.875%
HK$195,621
−HK$5,995/mo
Today · 4.125%
HK$201,616
baseline
▲ 0.50% · 4.625%
HK$213,884
+HK$12,268/mo
Deposit HK$17.83M · loan HK$41.60M · min. income ≈ HK$403,232/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,061
−HK$11,403/mo
▼ 0.25% · 3.875%
HK$216,721
−HK$5,743/mo
Today · 4.125%
HK$222,464
baseline
▲ 0.50% · 4.625%
HK$234,190
+HK$11,726/mo
Deposit HK$17.83M · loan HK$41.60M · min. income ≈ HK$444,928/mo (50% DSR)
Upfront cash ≈ HK$20.35M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,925
−HK$15,296/mo
▼ 0.25% · 3.875%
HK$251,512
−HK$7,709/mo
Today · 4.125%
HK$259,221
baseline
▲ 0.50% · 4.625%
HK$274,994
+HK$15,773/mo
Deposit HK$5.94M · loan HK$53.49M · min. income ≈ HK$518,442/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,364
−HK$14,661/mo
▼ 0.25% · 3.875%
HK$278,642
−HK$7,383/mo
Today · 4.125%
HK$286,025
baseline
▲ 0.50% · 4.625%
HK$301,102
+HK$15,077/mo
Deposit HK$5.94M · loan HK$53.49M · min. income ≈ HK$572,050/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,525,741 · Scale 2, in force from 26 Feb 2026)