LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,519
−HK$8,498/mo
▼ 0.25% · 3.875%
HK$139,734
−HK$4,283/mo
Today · 4.125%
HK$144,017
baseline
▲ 0.50% · 4.625%
HK$152,780
+HK$8,763/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$288,034/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,763
−HK$8,145/mo
▼ 0.25% · 3.875%
HK$154,806
−HK$4,102/mo
Today · 4.125%
HK$158,908
baseline
▲ 0.50% · 4.625%
HK$167,285
+HK$8,377/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$317,816/mo (50% DSR)
Upfront cash ≈ HK$32.24M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,622
−HK$10,198/mo
▼ 0.25% · 3.875%
HK$167,681
−HK$5,139/mo
Today · 4.125%
HK$172,820
baseline
▲ 0.50% · 4.625%
HK$183,336
+HK$10,516/mo
Deposit HK$23.77M · loan HK$35.66M · min. income ≈ HK$345,640/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,916
−HK$9,774/mo
▼ 0.25% · 3.875%
HK$185,768
−HK$4,922/mo
Today · 4.125%
HK$190,690
baseline
▲ 0.50% · 4.625%
HK$200,742
+HK$10,052/mo
Deposit HK$23.77M · loan HK$35.66M · min. income ≈ HK$381,380/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,726
−HK$11,898/mo
▼ 0.25% · 3.875%
HK$195,628
−HK$5,996/mo
Today · 4.125%
HK$201,624
baseline
▲ 0.50% · 4.625%
HK$213,892
+HK$12,268/mo
Deposit HK$17.83M · loan HK$41.60M · min. income ≈ HK$403,248/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,068
−HK$11,404/mo
▼ 0.25% · 3.875%
HK$216,729
−HK$5,743/mo
Today · 4.125%
HK$222,472
baseline
▲ 0.50% · 4.625%
HK$234,198
+HK$11,726/mo
Deposit HK$17.83M · loan HK$41.60M · min. income ≈ HK$444,944/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,933
−HK$15,297/mo
▼ 0.25% · 3.875%
HK$251,521
−HK$7,709/mo
Today · 4.125%
HK$259,230
baseline
▲ 0.50% · 4.625%
HK$275,004
+HK$15,774/mo
Deposit HK$5.94M · loan HK$53.49M · min. income ≈ HK$518,460/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,374
−HK$14,661/mo
▼ 0.25% · 3.875%
HK$278,652
−HK$7,383/mo
Today · 4.125%
HK$286,035
baseline
▲ 0.50% · 4.625%
HK$301,112
+HK$15,077/mo
Deposit HK$5.94M · loan HK$53.49M · min. income ≈ HK$572,070/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,525,830 · Scale 2, in force from 26 Feb 2026)