LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,541
−HK$8,499/mo
▼ 0.25% · 3.875%
HK$139,757
−HK$4,283/mo
Today · 4.125%
HK$144,040
baseline
▲ 0.50% · 4.625%
HK$152,805
+HK$8,765/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$288,080/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,788
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$154,832
−HK$4,102/mo
Today · 4.125%
HK$158,934
baseline
▲ 0.50% · 4.625%
HK$167,312
+HK$8,378/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$317,868/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,649
−HK$10,199/mo
▼ 0.25% · 3.875%
HK$167,708
−HK$5,140/mo
Today · 4.125%
HK$172,848
baseline
▲ 0.50% · 4.625%
HK$183,366
+HK$10,518/mo
Deposit HK$23.78M · loan HK$35.66M · min. income ≈ HK$345,696/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,945
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$185,798
−HK$4,923/mo
Today · 4.125%
HK$190,721
baseline
▲ 0.50% · 4.625%
HK$200,774
+HK$10,053/mo
Deposit HK$23.78M · loan HK$35.66M · min. income ≈ HK$381,442/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,757
−HK$11,900/mo
▼ 0.25% · 3.875%
HK$195,660
−HK$5,997/mo
Today · 4.125%
HK$201,657
baseline
▲ 0.50% · 4.625%
HK$213,927
+HK$12,270/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$403,314/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,103
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$216,765
−HK$5,743/mo
Today · 4.125%
HK$222,508
baseline
▲ 0.50% · 4.625%
HK$234,237
+HK$11,729/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$445,016/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,973
−HK$15,300/mo
▼ 0.25% · 3.875%
HK$251,562
−HK$7,711/mo
Today · 4.125%
HK$259,273
baseline
▲ 0.50% · 4.625%
HK$275,049
+HK$15,776/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$518,546/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,418
−HK$14,664/mo
▼ 0.25% · 3.875%
HK$278,697
−HK$7,385/mo
Today · 4.125%
HK$286,082
baseline
▲ 0.50% · 4.625%
HK$301,162
+HK$15,080/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$572,164/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,244 · Scale 2, in force from 26 Feb 2026)