LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,545
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$139,761
−HK$4,284/mo
Today · 4.125%
HK$144,045
baseline
▲ 0.50% · 4.625%
HK$152,810
+HK$8,765/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$288,090/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,793
−HK$8,146/mo
▼ 0.25% · 3.875%
HK$154,837
−HK$4,102/mo
Today · 4.125%
HK$158,939
baseline
▲ 0.50% · 4.625%
HK$167,317
+HK$8,378/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$317,878/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,654
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,714
−HK$5,140/mo
Today · 4.125%
HK$172,854
baseline
▲ 0.50% · 4.625%
HK$183,372
+HK$10,518/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$345,708/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,951
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$185,804
−HK$4,923/mo
Today · 4.125%
HK$190,727
baseline
▲ 0.50% · 4.625%
HK$200,781
+HK$10,054/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$381,454/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,763
−HK$11,900/mo
▼ 0.25% · 3.875%
HK$195,666
−HK$5,997/mo
Today · 4.125%
HK$201,663
baseline
▲ 0.50% · 4.625%
HK$213,934
+HK$12,271/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$403,326/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,110
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$216,771
−HK$5,744/mo
Today · 4.125%
HK$222,515
baseline
▲ 0.50% · 4.625%
HK$234,244
+HK$11,729/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$445,030/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,981
−HK$15,300/mo
▼ 0.25% · 3.875%
HK$251,570
−HK$7,711/mo
Today · 4.125%
HK$259,281
baseline
▲ 0.50% · 4.625%
HK$275,058
+HK$15,777/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$518,562/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,427
−HK$14,664/mo
▼ 0.25% · 3.875%
HK$278,706
−HK$7,385/mo
Today · 4.125%
HK$286,091
baseline
▲ 0.50% · 4.625%
HK$301,171
+HK$15,080/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$572,182/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,324 · Scale 2, in force from 26 Feb 2026)