LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,547
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$139,763
−HK$4,284/mo
Today · 4.125%
HK$144,047
baseline
▲ 0.50% · 4.625%
HK$152,812
+HK$8,765/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$288,094/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,795
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$154,839
−HK$4,103/mo
Today · 4.125%
HK$158,942
baseline
▲ 0.50% · 4.625%
HK$167,320
+HK$8,378/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$317,884/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,656
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,716
−HK$5,140/mo
Today · 4.125%
HK$172,856
baseline
▲ 0.50% · 4.625%
HK$183,374
+HK$10,518/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$345,712/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,954
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$185,807
−HK$4,923/mo
Today · 4.125%
HK$190,730
baseline
▲ 0.50% · 4.625%
HK$200,784
+HK$10,054/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$381,460/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,766
−HK$11,900/mo
▼ 0.25% · 3.875%
HK$195,669
−HK$5,997/mo
Today · 4.125%
HK$201,666
baseline
▲ 0.50% · 4.625%
HK$213,937
+HK$12,271/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$403,332/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,113
−HK$11,405/mo
▼ 0.25% · 3.875%
HK$216,775
−HK$5,743/mo
Today · 4.125%
HK$222,518
baseline
▲ 0.50% · 4.625%
HK$234,248
+HK$11,730/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$445,036/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,985
−HK$15,300/mo
▼ 0.25% · 3.875%
HK$251,574
−HK$7,711/mo
Today · 4.125%
HK$259,285
baseline
▲ 0.50% · 4.625%
HK$275,061
+HK$15,776/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$518,570/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,430
−HK$14,665/mo
▼ 0.25% · 3.875%
HK$278,710
−HK$7,385/mo
Today · 4.125%
HK$286,095
baseline
▲ 0.50% · 4.625%
HK$301,175
+HK$15,080/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$572,190/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,360 · Scale 2, in force from 26 Feb 2026)