LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,550
−HK$8,500/mo
▼ 0.25% · 3.875%
HK$139,766
−HK$4,284/mo
Today · 4.125%
HK$144,050
baseline
▲ 0.50% · 4.625%
HK$152,815
+HK$8,765/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$288,100/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,798
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$154,842
−HK$4,103/mo
Today · 4.125%
HK$158,945
baseline
▲ 0.50% · 4.625%
HK$167,323
+HK$8,378/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$317,890/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,660
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,720
−HK$5,140/mo
Today · 4.125%
HK$172,860
baseline
▲ 0.50% · 4.625%
HK$183,378
+HK$10,518/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$345,720/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,958
−HK$9,776/mo
▼ 0.25% · 3.875%
HK$185,811
−HK$4,923/mo
Today · 4.125%
HK$190,734
baseline
▲ 0.50% · 4.625%
HK$200,788
+HK$10,054/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$381,468/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,770
−HK$11,900/mo
▼ 0.25% · 3.875%
HK$195,673
−HK$5,997/mo
Today · 4.125%
HK$201,670
baseline
▲ 0.50% · 4.625%
HK$213,941
+HK$12,271/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$403,340/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,117
−HK$11,406/mo
▼ 0.25% · 3.875%
HK$216,779
−HK$5,744/mo
Today · 4.125%
HK$222,523
baseline
▲ 0.50% · 4.625%
HK$234,253
+HK$11,730/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$445,046/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,990
−HK$15,300/mo
▼ 0.25% · 3.875%
HK$251,579
−HK$7,711/mo
Today · 4.125%
HK$259,290
baseline
▲ 0.50% · 4.625%
HK$275,068
+HK$15,778/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$518,580/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,436
−HK$14,665/mo
▼ 0.25% · 3.875%
HK$278,716
−HK$7,385/mo
Today · 4.125%
HK$286,101
baseline
▲ 0.50% · 4.625%
HK$301,182
+HK$15,081/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$572,202/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,416 · Scale 2, in force from 26 Feb 2026)