LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,551
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$139,768
−HK$4,284/mo
Today · 4.125%
HK$144,052
baseline
▲ 0.50% · 4.625%
HK$152,817
+HK$8,765/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$288,104/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,800
−HK$8,147/mo
▼ 0.25% · 3.875%
HK$154,844
−HK$4,103/mo
Today · 4.125%
HK$158,947
baseline
▲ 0.50% · 4.625%
HK$167,325
+HK$8,378/mo
Deposit HK$29.72M · loan HK$29.72M · min. income ≈ HK$317,894/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,662
−HK$10,200/mo
▼ 0.25% · 3.875%
HK$167,721
−HK$5,141/mo
Today · 4.125%
HK$172,862
baseline
▲ 0.50% · 4.625%
HK$183,380
+HK$10,518/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$345,724/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,959
−HK$9,777/mo
▼ 0.25% · 3.875%
HK$185,813
−HK$4,923/mo
Today · 4.125%
HK$190,736
baseline
▲ 0.50% · 4.625%
HK$200,790
+HK$10,054/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$381,472/mo (50% DSR)
Upfront cash ≈ HK$26.30M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,772
−HK$11,900/mo
▼ 0.25% · 3.875%
HK$195,675
−HK$5,997/mo
Today · 4.125%
HK$201,672
baseline
▲ 0.50% · 4.625%
HK$213,944
+HK$12,272/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$403,344/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,119
−HK$11,406/mo
▼ 0.25% · 3.875%
HK$216,781
−HK$5,744/mo
Today · 4.125%
HK$222,525
baseline
▲ 0.50% · 4.625%
HK$234,255
+HK$11,730/mo
Deposit HK$17.83M · loan HK$41.61M · min. income ≈ HK$445,050/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$243,992
−HK$15,301/mo
▼ 0.25% · 3.875%
HK$251,582
−HK$7,711/mo
Today · 4.125%
HK$259,293
baseline
▲ 0.50% · 4.625%
HK$275,070
+HK$15,777/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$518,586/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,439
−HK$14,665/mo
▼ 0.25% · 3.875%
HK$278,719
−HK$7,385/mo
Today · 4.125%
HK$286,104
baseline
▲ 0.50% · 4.625%
HK$301,185
+HK$15,081/mo
Deposit HK$5.94M · loan HK$53.50M · min. income ≈ HK$572,208/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,441 · Scale 2, in force from 26 Feb 2026)