LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,556
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,977
−HK$429/mo
Today · 4.125%
HK$14,406
baseline
▲ 0.50% · 4.625%
HK$15,282
+HK$876/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,812/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,081
−HK$814/mo
▼ 0.25% · 3.875%
HK$15,485
−HK$410/mo
Today · 4.125%
HK$15,895
baseline
▲ 0.50% · 4.625%
HK$16,733
+HK$838/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,790/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,267
−HK$1,020/mo
▼ 0.25% · 3.875%
HK$16,773
−HK$514/mo
Today · 4.125%
HK$17,287
baseline
▲ 0.50% · 4.625%
HK$18,339
+HK$1,052/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,574/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,097
−HK$977/mo
▼ 0.25% · 3.875%
HK$18,582
−HK$492/mo
Today · 4.125%
HK$19,074
baseline
▲ 0.50% · 4.625%
HK$20,080
+HK$1,006/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,148/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,978
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,568
−HK$600/mo
Today · 4.125%
HK$20,168
baseline
▲ 0.50% · 4.625%
HK$21,395
+HK$1,227/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,336/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,113
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,679
−HK$574/mo
Today · 4.125%
HK$22,253
baseline
▲ 0.50% · 4.625%
HK$23,426
+HK$1,173/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,506/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,400
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,159
−HK$771/mo
Today · 4.125%
HK$25,930
baseline
▲ 0.50% · 4.625%
HK$27,508
+HK$1,578/mo
Deposit HK$594K · loan HK$5.35M · min. income ≈ HK$51,860/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,145
−HK$1,466/mo
▼ 0.25% · 3.875%
HK$27,873
−HK$738/mo
Today · 4.125%
HK$28,611
baseline
▲ 0.50% · 4.625%
HK$30,120
+HK$1,509/mo
Deposit HK$594K · loan HK$5.35M · min. income ≈ HK$57,222/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,758 · Scale 2, in force from 26 Feb 2026)