LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,563
−HK$8,501/mo
▼ 0.25% · 3.875%
HK$139,780
−HK$4,284/mo
Today · 4.125%
HK$144,064
baseline
▲ 0.50% · 4.625%
HK$152,830
+HK$8,766/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$288,128/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,813
−HK$8,148/mo
▼ 0.25% · 3.875%
HK$154,857
−HK$4,104/mo
Today · 4.125%
HK$158,961
baseline
▲ 0.50% · 4.625%
HK$167,340
+HK$8,379/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$317,922/mo (50% DSR)
Upfront cash ≈ HK$32.25M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,676
−HK$10,201/mo
▼ 0.25% · 3.875%
HK$167,736
−HK$5,141/mo
Today · 4.125%
HK$172,877
baseline
▲ 0.50% · 4.625%
HK$183,396
+HK$10,519/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$345,754/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,975
−HK$9,778/mo
▼ 0.25% · 3.875%
HK$185,829
−HK$4,924/mo
Today · 4.125%
HK$190,753
baseline
▲ 0.50% · 4.625%
HK$200,808
+HK$10,055/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$381,506/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,788
−HK$11,902/mo
▼ 0.25% · 3.875%
HK$195,692
−HK$5,998/mo
Today · 4.125%
HK$201,690
baseline
▲ 0.50% · 4.625%
HK$213,962
+HK$12,272/mo
Deposit HK$17.84M · loan HK$41.62M · min. income ≈ HK$403,380/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,138
−HK$11,407/mo
▼ 0.25% · 3.875%
HK$216,800
−HK$5,745/mo
Today · 4.125%
HK$222,545
baseline
▲ 0.50% · 4.625%
HK$234,275
+HK$11,730/mo
Deposit HK$17.84M · loan HK$41.62M · min. income ≈ HK$445,090/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,014
−HK$15,301/mo
▼ 0.25% · 3.875%
HK$251,604
−HK$7,711/mo
Today · 4.125%
HK$259,315
baseline
▲ 0.50% · 4.625%
HK$275,094
+HK$15,779/mo
Deposit HK$5.95M · loan HK$53.51M · min. income ≈ HK$518,630/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,463
−HK$14,666/mo
▼ 0.25% · 3.875%
HK$278,743
−HK$7,386/mo
Today · 4.125%
HK$286,129
baseline
▲ 0.50% · 4.625%
HK$301,211
+HK$15,082/mo
Deposit HK$5.95M · loan HK$53.51M · min. income ≈ HK$572,258/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,661 · Scale 2, in force from 26 Feb 2026)