LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,577
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,794
−HK$4,285/mo
Today · 4.125%
HK$144,079
baseline
▲ 0.50% · 4.625%
HK$152,846
+HK$8,767/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$288,158/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,828
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,873
−HK$4,104/mo
Today · 4.125%
HK$158,977
baseline
▲ 0.50% · 4.625%
HK$167,356
+HK$8,379/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$317,954/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,692
−HK$10,202/mo
▼ 0.25% · 3.875%
HK$167,753
−HK$5,141/mo
Today · 4.125%
HK$172,894
baseline
▲ 0.50% · 4.625%
HK$183,415
+HK$10,521/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$345,788/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$180,993
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$185,848
−HK$4,924/mo
Today · 4.125%
HK$190,772
baseline
▲ 0.50% · 4.625%
HK$200,828
+HK$10,056/mo
Deposit HK$23.78M · loan HK$35.67M · min. income ≈ HK$381,544/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,808
−HK$11,902/mo
▼ 0.25% · 3.875%
HK$195,712
−HK$5,998/mo
Today · 4.125%
HK$201,710
baseline
▲ 0.50% · 4.625%
HK$213,984
+HK$12,274/mo
Deposit HK$17.84M · loan HK$41.62M · min. income ≈ HK$403,420/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,159
−HK$11,408/mo
▼ 0.25% · 3.875%
HK$216,822
−HK$5,745/mo
Today · 4.125%
HK$222,567
baseline
▲ 0.50% · 4.625%
HK$234,299
+HK$11,732/mo
Deposit HK$17.84M · loan HK$41.62M · min. income ≈ HK$445,134/mo (50% DSR)
Upfront cash ≈ HK$20.36M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,038
−HK$15,304/mo
▼ 0.25% · 3.875%
HK$251,629
−HK$7,713/mo
Today · 4.125%
HK$259,342
baseline
▲ 0.50% · 4.625%
HK$275,122
+HK$15,780/mo
Deposit HK$5.95M · loan HK$53.51M · min. income ≈ HK$518,684/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,490
−HK$14,668/mo
▼ 0.25% · 3.875%
HK$278,771
−HK$7,387/mo
Today · 4.125%
HK$286,158
baseline
▲ 0.50% · 4.625%
HK$301,242
+HK$15,084/mo
Deposit HK$5.95M · loan HK$53.51M · min. income ≈ HK$572,316/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,526,916 · Scale 2, in force from 26 Feb 2026)