LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,587
−HK$8,502/mo
▼ 0.25% · 3.875%
HK$139,804
−HK$4,285/mo
Today · 4.125%
HK$144,089
baseline
▲ 0.50% · 4.625%
HK$152,857
+HK$8,768/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$288,178/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,839
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$154,884
−HK$4,104/mo
Today · 4.125%
HK$158,988
baseline
▲ 0.50% · 4.625%
HK$167,369
+HK$8,381/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$317,976/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,704
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$167,765
−HK$5,142/mo
Today · 4.125%
HK$172,907
baseline
▲ 0.50% · 4.625%
HK$183,428
+HK$10,521/mo
Deposit HK$23.78M · loan HK$35.68M · min. income ≈ HK$345,814/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,007
−HK$9,779/mo
▼ 0.25% · 3.875%
HK$185,861
−HK$4,925/mo
Today · 4.125%
HK$190,786
baseline
▲ 0.50% · 4.625%
HK$200,842
+HK$10,056/mo
Deposit HK$23.78M · loan HK$35.68M · min. income ≈ HK$381,572/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,821
−HK$11,904/mo
▼ 0.25% · 3.875%
HK$195,726
−HK$5,999/mo
Today · 4.125%
HK$201,725
baseline
▲ 0.50% · 4.625%
HK$213,999
+HK$12,274/mo
Deposit HK$17.84M · loan HK$41.62M · min. income ≈ HK$403,450/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,174
−HK$11,409/mo
▼ 0.25% · 3.875%
HK$216,838
−HK$5,745/mo
Today · 4.125%
HK$222,583
baseline
▲ 0.50% · 4.625%
HK$234,316
+HK$11,733/mo
Deposit HK$17.84M · loan HK$41.62M · min. income ≈ HK$445,166/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,056
−HK$15,304/mo
▼ 0.25% · 3.875%
HK$251,647
−HK$7,713/mo
Today · 4.125%
HK$259,360
baseline
▲ 0.50% · 4.625%
HK$275,142
+HK$15,782/mo
Deposit HK$5.95M · loan HK$53.52M · min. income ≈ HK$518,720/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,510
−HK$14,669/mo
▼ 0.25% · 3.875%
HK$278,792
−HK$7,387/mo
Today · 4.125%
HK$286,179
baseline
▲ 0.50% · 4.625%
HK$301,263
+HK$15,084/mo
Deposit HK$5.95M · loan HK$53.52M · min. income ≈ HK$572,358/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,527,099 · Scale 2, in force from 26 Feb 2026)