LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,559
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,980
−HK$429/mo
Today · 4.125%
HK$14,409
baseline
▲ 0.50% · 4.625%
HK$15,286
+HK$877/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,818/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,084
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,488
−HK$411/mo
Today · 4.125%
HK$15,899
baseline
▲ 0.50% · 4.625%
HK$16,737
+HK$838/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,798/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,270
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,777
−HK$514/mo
Today · 4.125%
HK$17,291
baseline
▲ 0.50% · 4.625%
HK$18,343
+HK$1,052/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,582/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,101
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,586
−HK$493/mo
Today · 4.125%
HK$19,079
baseline
▲ 0.50% · 4.625%
HK$20,084
+HK$1,005/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,158/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,982
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,573
−HK$600/mo
Today · 4.125%
HK$20,173
baseline
▲ 0.50% · 4.625%
HK$21,400
+HK$1,227/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,346/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,118
−HK$1,140/mo
▼ 0.25% · 3.875%
HK$21,684
−HK$574/mo
Today · 4.125%
HK$22,258
baseline
▲ 0.50% · 4.625%
HK$23,432
+HK$1,174/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,516/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,406
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,165
−HK$771/mo
Today · 4.125%
HK$25,936
baseline
▲ 0.50% · 4.625%
HK$27,514
+HK$1,578/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$51,872/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,151
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,879
−HK$739/mo
Today · 4.125%
HK$28,618
baseline
▲ 0.50% · 4.625%
HK$30,126
+HK$1,508/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$57,236/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,789 · Scale 2, in force from 26 Feb 2026)