LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,559
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,981
−HK$429/mo
Today · 4.125%
HK$14,410
baseline
▲ 0.50% · 4.625%
HK$15,286
+HK$876/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,820/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,085
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,489
−HK$411/mo
Today · 4.125%
HK$15,900
baseline
▲ 0.50% · 4.625%
HK$16,738
+HK$838/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,800/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,271
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,777
−HK$515/mo
Today · 4.125%
HK$17,292
baseline
▲ 0.50% · 4.625%
HK$18,344
+HK$1,052/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,584/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,102
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,587
−HK$493/mo
Today · 4.125%
HK$19,080
baseline
▲ 0.50% · 4.625%
HK$20,085
+HK$1,005/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,160/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,983
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,574
−HK$599/mo
Today · 4.125%
HK$20,173
baseline
▲ 0.50% · 4.625%
HK$21,401
+HK$1,228/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,346/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,118
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,685
−HK$574/mo
Today · 4.125%
HK$22,259
baseline
▲ 0.50% · 4.625%
HK$23,433
+HK$1,174/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,518/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,407
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,166
−HK$771/mo
Today · 4.125%
HK$25,937
baseline
▲ 0.50% · 4.625%
HK$27,516
+HK$1,579/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$51,874/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,152
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,881
−HK$738/mo
Today · 4.125%
HK$28,619
baseline
▲ 0.50% · 4.625%
HK$30,128
+HK$1,509/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$57,238/mo (50% DSR)
Upfront cash ≈ HK$728K (deposit + AVD stamp duty HK$133,795 · Scale 2, in force from 26 Feb 2026)