LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,598
−HK$8,503/mo
▼ 0.25% · 3.875%
HK$139,816
−HK$4,285/mo
Today · 4.125%
HK$144,101
baseline
▲ 0.50% · 4.625%
HK$152,869
+HK$8,768/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$288,202/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,851
−HK$8,151/mo
▼ 0.25% · 3.875%
HK$154,897
−HK$4,105/mo
Today · 4.125%
HK$159,002
baseline
▲ 0.50% · 4.625%
HK$167,383
+HK$8,381/mo
Deposit HK$29.73M · loan HK$29.73M · min. income ≈ HK$318,004/mo (50% DSR)
Upfront cash ≈ HK$32.26M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,718
−HK$10,203/mo
▼ 0.25% · 3.875%
HK$167,779
−HK$5,142/mo
Today · 4.125%
HK$172,921
baseline
▲ 0.50% · 4.625%
HK$183,443
+HK$10,522/mo
Deposit HK$23.79M · loan HK$35.68M · min. income ≈ HK$345,842/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,022
−HK$9,780/mo
▼ 0.25% · 3.875%
HK$185,877
−HK$4,925/mo
Today · 4.125%
HK$190,802
baseline
▲ 0.50% · 4.625%
HK$200,859
+HK$10,057/mo
Deposit HK$23.79M · loan HK$35.68M · min. income ≈ HK$381,604/mo (50% DSR)
Upfront cash ≈ HK$26.31M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,837
−HK$11,905/mo
▼ 0.25% · 3.875%
HK$195,742
−HK$6,000/mo
Today · 4.125%
HK$201,742
baseline
▲ 0.50% · 4.625%
HK$214,017
+HK$12,275/mo
Deposit HK$17.84M · loan HK$41.63M · min. income ≈ HK$403,484/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,192
−HK$11,410/mo
▼ 0.25% · 3.875%
HK$216,856
−HK$5,746/mo
Today · 4.125%
HK$222,602
baseline
▲ 0.50% · 4.625%
HK$234,336
+HK$11,734/mo
Deposit HK$17.84M · loan HK$41.63M · min. income ≈ HK$445,204/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,076
−HK$15,306/mo
▼ 0.25% · 3.875%
HK$251,669
−HK$7,713/mo
Today · 4.125%
HK$259,382
baseline
▲ 0.50% · 4.625%
HK$275,165
+HK$15,783/mo
Deposit HK$5.95M · loan HK$53.52M · min. income ≈ HK$518,764/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,533
−HK$14,670/mo
▼ 0.25% · 3.875%
HK$278,815
−HK$7,388/mo
Today · 4.125%
HK$286,203
baseline
▲ 0.50% · 4.625%
HK$301,289
+HK$15,086/mo
Deposit HK$5.95M · loan HK$53.52M · min. income ≈ HK$572,406/mo (50% DSR)
Upfront cash ≈ HK$8.47M (deposit + AVD stamp duty HK$2,527,311 · Scale 2, in force from 26 Feb 2026)