LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,562
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,984
−HK$428/mo
Today · 4.125%
HK$14,412
baseline
▲ 0.50% · 4.625%
HK$15,289
+HK$877/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,824/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,088
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,492
−HK$411/mo
Today · 4.125%
HK$15,903
baseline
▲ 0.50% · 4.625%
HK$16,741
+HK$838/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,806/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,274
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,781
−HK$514/mo
Today · 4.125%
HK$17,295
baseline
▲ 0.50% · 4.625%
HK$18,347
+HK$1,052/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,590/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,105
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,591
−HK$492/mo
Today · 4.125%
HK$19,083
baseline
▲ 0.50% · 4.625%
HK$20,089
+HK$1,006/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,166/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,987
−HK$1,190/mo
▼ 0.25% · 3.875%
HK$19,577
−HK$600/mo
Today · 4.125%
HK$20,177
baseline
▲ 0.50% · 4.625%
HK$21,405
+HK$1,228/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,354/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,123
−HK$1,141/mo
▼ 0.25% · 3.875%
HK$21,689
−HK$575/mo
Today · 4.125%
HK$22,264
baseline
▲ 0.50% · 4.625%
HK$23,437
+HK$1,173/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,528/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,412
−HK$1,530/mo
▼ 0.25% · 3.875%
HK$25,171
−HK$771/mo
Today · 4.125%
HK$25,942
baseline
▲ 0.50% · 4.625%
HK$27,521
+HK$1,579/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$51,884/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,158
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,886
−HK$739/mo
Today · 4.125%
HK$28,625
baseline
▲ 0.50% · 4.625%
HK$30,134
+HK$1,509/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$57,250/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,821 · Scale 2, in force from 26 Feb 2026)