LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,625
−HK$8,505/mo
▼ 0.25% · 3.875%
HK$139,844
−HK$4,286/mo
Today · 4.125%
HK$144,130
baseline
▲ 0.50% · 4.625%
HK$152,900
+HK$8,770/mo
Deposit HK$29.74M · loan HK$29.74M · min. income ≈ HK$288,260/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,881
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$154,928
−HK$4,105/mo
Today · 4.125%
HK$159,033
baseline
▲ 0.50% · 4.625%
HK$167,416
+HK$8,383/mo
Deposit HK$29.74M · loan HK$29.74M · min. income ≈ HK$318,066/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,750
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$167,812
−HK$5,144/mo
Today · 4.125%
HK$172,956
baseline
▲ 0.50% · 4.625%
HK$183,480
+HK$10,524/mo
Deposit HK$23.79M · loan HK$35.69M · min. income ≈ HK$345,912/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,058
−HK$9,782/mo
▼ 0.25% · 3.875%
HK$185,913
−HK$4,927/mo
Today · 4.125%
HK$190,840
baseline
▲ 0.50% · 4.625%
HK$200,899
+HK$10,059/mo
Deposit HK$23.79M · loan HK$35.69M · min. income ≈ HK$381,680/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,875
−HK$11,907/mo
▼ 0.25% · 3.875%
HK$195,781
−HK$6,001/mo
Today · 4.125%
HK$201,782
baseline
▲ 0.50% · 4.625%
HK$214,060
+HK$12,278/mo
Deposit HK$17.84M · loan HK$41.63M · min. income ≈ HK$403,564/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,234
−HK$11,412/mo
▼ 0.25% · 3.875%
HK$216,899
−HK$5,747/mo
Today · 4.125%
HK$222,646
baseline
▲ 0.50% · 4.625%
HK$234,382
+HK$11,736/mo
Deposit HK$17.84M · loan HK$41.63M · min. income ≈ HK$445,292/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,125
−HK$15,309/mo
▼ 0.25% · 3.875%
HK$251,718
−HK$7,716/mo
Today · 4.125%
HK$259,434
baseline
▲ 0.50% · 4.625%
HK$275,219
+HK$15,785/mo
Deposit HK$5.95M · loan HK$53.53M · min. income ≈ HK$518,868/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,586
−HK$14,673/mo
▼ 0.25% · 3.875%
HK$278,870
−HK$7,389/mo
Today · 4.125%
HK$286,259
baseline
▲ 0.50% · 4.625%
HK$301,348
+HK$15,089/mo
Deposit HK$5.95M · loan HK$53.53M · min. income ≈ HK$572,518/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,527,811 · Scale 2, in force from 26 Feb 2026)