LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,564
−HK$850/mo
▼ 0.25% · 3.875%
HK$13,986
−HK$428/mo
Today · 4.125%
HK$14,414
baseline
▲ 0.50% · 4.625%
HK$15,291
+HK$877/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,828/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,089
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,494
−HK$411/mo
Today · 4.125%
HK$15,905
baseline
▲ 0.50% · 4.625%
HK$16,743
+HK$838/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,810/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,276
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,783
−HK$514/mo
Today · 4.125%
HK$17,297
baseline
▲ 0.50% · 4.625%
HK$18,350
+HK$1,053/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,594/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,107
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,593
−HK$493/mo
Today · 4.125%
HK$19,086
baseline
▲ 0.50% · 4.625%
HK$20,092
+HK$1,006/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,172/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,989
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,580
−HK$600/mo
Today · 4.125%
HK$20,180
baseline
▲ 0.50% · 4.625%
HK$21,408
+HK$1,228/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,360/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,125
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,692
−HK$575/mo
Today · 4.125%
HK$22,267
baseline
▲ 0.50% · 4.625%
HK$23,440
+HK$1,173/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,534/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,415
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,174
−HK$772/mo
Today · 4.125%
HK$25,946
baseline
▲ 0.50% · 4.625%
HK$27,524
+HK$1,578/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$51,892/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,161
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,889
−HK$739/mo
Today · 4.125%
HK$28,628
baseline
▲ 0.50% · 4.625%
HK$30,137
+HK$1,509/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$57,256/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,837 · Scale 2, in force from 26 Feb 2026)