LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,637
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$139,856
−HK$4,287/mo
Today · 4.125%
HK$144,143
baseline
▲ 0.50% · 4.625%
HK$152,914
+HK$8,771/mo
Deposit HK$29.74M · loan HK$29.74M · min. income ≈ HK$288,286/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,895
−HK$8,152/mo
▼ 0.25% · 3.875%
HK$154,942
−HK$4,105/mo
Today · 4.125%
HK$159,047
baseline
▲ 0.50% · 4.625%
HK$167,431
+HK$8,384/mo
Deposit HK$29.74M · loan HK$29.74M · min. income ≈ HK$318,094/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,765
−HK$10,206/mo
▼ 0.25% · 3.875%
HK$167,828
−HK$5,143/mo
Today · 4.125%
HK$172,971
baseline
▲ 0.50% · 4.625%
HK$183,496
+HK$10,525/mo
Deposit HK$23.79M · loan HK$35.69M · min. income ≈ HK$345,942/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,074
−HK$9,783/mo
▼ 0.25% · 3.875%
HK$185,930
−HK$4,927/mo
Today · 4.125%
HK$190,857
baseline
▲ 0.50% · 4.625%
HK$200,917
+HK$10,060/mo
Deposit HK$23.79M · loan HK$35.69M · min. income ≈ HK$381,714/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,892
−HK$11,908/mo
▼ 0.25% · 3.875%
HK$195,799
−HK$6,001/mo
Today · 4.125%
HK$201,800
baseline
▲ 0.50% · 4.625%
HK$214,079
+HK$12,279/mo
Deposit HK$17.84M · loan HK$41.64M · min. income ≈ HK$403,600/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,253
−HK$11,413/mo
▼ 0.25% · 3.875%
HK$216,919
−HK$5,747/mo
Today · 4.125%
HK$222,666
baseline
▲ 0.50% · 4.625%
HK$234,403
+HK$11,737/mo
Deposit HK$17.84M · loan HK$41.64M · min. income ≈ HK$445,332/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,147
−HK$15,310/mo
▼ 0.25% · 3.875%
HK$251,741
−HK$7,716/mo
Today · 4.125%
HK$259,457
baseline
▲ 0.50% · 4.625%
HK$275,244
+HK$15,787/mo
Deposit HK$5.95M · loan HK$53.53M · min. income ≈ HK$518,914/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,611
−HK$14,674/mo
▼ 0.25% · 3.875%
HK$278,895
−HK$7,390/mo
Today · 4.125%
HK$286,285
baseline
▲ 0.50% · 4.625%
HK$301,376
+HK$15,091/mo
Deposit HK$5.95M · loan HK$53.53M · min. income ≈ HK$572,570/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,528,040 · Scale 2, in force from 26 Feb 2026)