LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,649
−HK$8,506/mo
▼ 0.25% · 3.875%
HK$139,868
−HK$4,287/mo
Today · 4.125%
HK$144,155
baseline
▲ 0.50% · 4.625%
HK$152,926
+HK$8,771/mo
Deposit HK$29.74M · loan HK$29.74M · min. income ≈ HK$288,310/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,908
−HK$8,153/mo
▼ 0.25% · 3.875%
HK$154,955
−HK$4,106/mo
Today · 4.125%
HK$159,061
baseline
▲ 0.50% · 4.625%
HK$167,445
+HK$8,384/mo
Deposit HK$29.74M · loan HK$29.74M · min. income ≈ HK$318,122/mo (50% DSR)
Upfront cash ≈ HK$32.27M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,778
−HK$10,208/mo
▼ 0.25% · 3.875%
HK$167,842
−HK$5,144/mo
Today · 4.125%
HK$172,986
baseline
▲ 0.50% · 4.625%
HK$183,512
+HK$10,526/mo
Deposit HK$23.80M · loan HK$35.69M · min. income ≈ HK$345,972/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,089
−HK$9,784/mo
▼ 0.25% · 3.875%
HK$185,946
−HK$4,927/mo
Today · 4.125%
HK$190,873
baseline
▲ 0.50% · 4.625%
HK$200,934
+HK$10,061/mo
Deposit HK$23.80M · loan HK$35.69M · min. income ≈ HK$381,746/mo (50% DSR)
Upfront cash ≈ HK$26.32M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,908
−HK$11,909/mo
▼ 0.25% · 3.875%
HK$195,815
−HK$6,002/mo
Today · 4.125%
HK$201,817
baseline
▲ 0.50% · 4.625%
HK$214,097
+HK$12,280/mo
Deposit HK$17.85M · loan HK$41.64M · min. income ≈ HK$403,634/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,271
−HK$11,414/mo
▼ 0.25% · 3.875%
HK$216,937
−HK$5,748/mo
Today · 4.125%
HK$222,685
baseline
▲ 0.50% · 4.625%
HK$234,423
+HK$11,738/mo
Deposit HK$17.85M · loan HK$41.64M · min. income ≈ HK$445,370/mo (50% DSR)
Upfront cash ≈ HK$20.37M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,167
−HK$15,312/mo
▼ 0.25% · 3.875%
HK$251,762
−HK$7,717/mo
Today · 4.125%
HK$259,479
baseline
▲ 0.50% · 4.625%
HK$275,267
+HK$15,788/mo
Deposit HK$5.95M · loan HK$53.54M · min. income ≈ HK$518,958/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,634
−HK$14,675/mo
▼ 0.25% · 3.875%
HK$278,919
−HK$7,390/mo
Today · 4.125%
HK$286,309
baseline
▲ 0.50% · 4.625%
HK$301,401
+HK$15,092/mo
Deposit HK$5.95M · loan HK$53.54M · min. income ≈ HK$572,618/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,528,252 · Scale 2, in force from 26 Feb 2026)