LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,565
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,987
−HK$429/mo
Today · 4.125%
HK$14,416
baseline
▲ 0.50% · 4.625%
HK$15,293
+HK$877/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,832/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,091
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,496
−HK$410/mo
Today · 4.125%
HK$15,906
baseline
▲ 0.50% · 4.625%
HK$16,745
+HK$839/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,812/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,278
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,784
−HK$515/mo
Today · 4.125%
HK$17,299
baseline
▲ 0.50% · 4.625%
HK$18,351
+HK$1,052/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,598/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,109
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,595
−HK$493/mo
Today · 4.125%
HK$19,088
baseline
▲ 0.50% · 4.625%
HK$20,094
+HK$1,006/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,176/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,991
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,582
−HK$600/mo
Today · 4.125%
HK$20,182
baseline
▲ 0.50% · 4.625%
HK$21,410
+HK$1,228/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,364/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,127
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,694
−HK$575/mo
Today · 4.125%
HK$22,269
baseline
▲ 0.50% · 4.625%
HK$23,443
+HK$1,174/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,538/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,417
−HK$1,531/mo
▼ 0.25% · 3.875%
HK$25,177
−HK$771/mo
Today · 4.125%
HK$25,948
baseline
▲ 0.50% · 4.625%
HK$27,527
+HK$1,579/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$51,896/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,164
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,892
−HK$739/mo
Today · 4.125%
HK$28,631
baseline
▲ 0.50% · 4.625%
HK$30,141
+HK$1,510/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$57,262/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,851 · Scale 2, in force from 26 Feb 2026)