LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,566
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,988
−HK$429/mo
Today · 4.125%
HK$14,417
baseline
▲ 0.50% · 4.625%
HK$15,294
+HK$877/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,834/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,092
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,497
−HK$411/mo
Today · 4.125%
HK$15,908
baseline
▲ 0.50% · 4.625%
HK$16,746
+HK$838/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,816/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,280
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,786
−HK$515/mo
Today · 4.125%
HK$17,301
baseline
▲ 0.50% · 4.625%
HK$18,353
+HK$1,052/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,602/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,111
−HK$978/mo
▼ 0.25% · 3.875%
HK$18,597
−HK$492/mo
Today · 4.125%
HK$19,089
baseline
▲ 0.50% · 4.625%
HK$20,096
+HK$1,007/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,178/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,993
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,584
−HK$600/mo
Today · 4.125%
HK$20,184
baseline
▲ 0.50% · 4.625%
HK$21,412
+HK$1,228/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,368/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,129
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,696
−HK$575/mo
Today · 4.125%
HK$22,271
baseline
▲ 0.50% · 4.625%
HK$23,445
+HK$1,174/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,542/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,419
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,179
−HK$772/mo
Today · 4.125%
HK$25,951
baseline
▲ 0.50% · 4.625%
HK$27,530
+HK$1,579/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$51,902/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,166
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,895
−HK$739/mo
Today · 4.125%
HK$28,634
baseline
▲ 0.50% · 4.625%
HK$30,143
+HK$1,509/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$57,268/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,864 · Scale 2, in force from 26 Feb 2026)