LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,667
−HK$8,507/mo
▼ 0.25% · 3.875%
HK$139,887
−HK$4,287/mo
Today · 4.125%
HK$144,174
baseline
▲ 0.50% · 4.625%
HK$152,947
+HK$8,773/mo
Deposit HK$29.75M · loan HK$29.75M · min. income ≈ HK$288,348/mo (50% DSR)
Upfront cash ≈ HK$32.28M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,928
−HK$8,154/mo
▼ 0.25% · 3.875%
HK$154,976
−HK$4,106/mo
Today · 4.125%
HK$159,082
baseline
▲ 0.50% · 4.625%
HK$167,468
+HK$8,386/mo
Deposit HK$29.75M · loan HK$29.75M · min. income ≈ HK$318,164/mo (50% DSR)
Upfront cash ≈ HK$32.28M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,800
−HK$10,209/mo
▼ 0.25% · 3.875%
HK$167,864
−HK$5,145/mo
Today · 4.125%
HK$173,009
baseline
▲ 0.50% · 4.625%
HK$183,536
+HK$10,527/mo
Deposit HK$23.80M · loan HK$35.70M · min. income ≈ HK$346,018/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,114
−HK$9,785/mo
▼ 0.25% · 3.875%
HK$185,971
−HK$4,928/mo
Today · 4.125%
HK$190,899
baseline
▲ 0.50% · 4.625%
HK$200,961
+HK$10,062/mo
Deposit HK$23.80M · loan HK$35.70M · min. income ≈ HK$381,798/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,934
−HK$11,910/mo
▼ 0.25% · 3.875%
HK$195,842
−HK$6,002/mo
Today · 4.125%
HK$201,844
baseline
▲ 0.50% · 4.625%
HK$214,126
+HK$12,282/mo
Deposit HK$17.85M · loan HK$41.65M · min. income ≈ HK$403,688/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,299
−HK$11,416/mo
▼ 0.25% · 3.875%
HK$216,966
−HK$5,749/mo
Today · 4.125%
HK$222,715
baseline
▲ 0.50% · 4.625%
HK$234,455
+HK$11,740/mo
Deposit HK$17.85M · loan HK$41.65M · min. income ≈ HK$445,430/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,200
−HK$15,314/mo
▼ 0.25% · 3.875%
HK$251,796
−HK$7,718/mo
Today · 4.125%
HK$259,514
baseline
▲ 0.50% · 4.625%
HK$275,305
+HK$15,791/mo
Deposit HK$5.95M · loan HK$53.55M · min. income ≈ HK$519,028/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,670
−HK$14,678/mo
▼ 0.25% · 3.875%
HK$278,956
−HK$7,392/mo
Today · 4.125%
HK$286,348
baseline
▲ 0.50% · 4.625%
HK$301,442
+HK$15,094/mo
Deposit HK$5.95M · loan HK$53.55M · min. income ≈ HK$572,696/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,528,594 · Scale 2, in force from 26 Feb 2026)