LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,567
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,989
−HK$429/mo
Today · 4.125%
HK$14,418
baseline
▲ 0.50% · 4.625%
HK$15,296
+HK$878/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$28,836/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,094
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,498
−HK$411/mo
Today · 4.125%
HK$15,909
baseline
▲ 0.50% · 4.625%
HK$16,748
+HK$839/mo
Deposit HK$2.97M · loan HK$2.97M · min. income ≈ HK$31,818/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,281
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,787
−HK$515/mo
Today · 4.125%
HK$17,302
baseline
▲ 0.50% · 4.625%
HK$18,355
+HK$1,053/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,604/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,112
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,598
−HK$493/mo
Today · 4.125%
HK$19,091
baseline
▲ 0.50% · 4.625%
HK$20,097
+HK$1,006/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,182/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,994
−HK$1,192/mo
▼ 0.25% · 3.875%
HK$19,585
−HK$601/mo
Today · 4.125%
HK$20,186
baseline
▲ 0.50% · 4.625%
HK$21,414
+HK$1,228/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$40,372/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,131
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,698
−HK$575/mo
Today · 4.125%
HK$22,273
baseline
▲ 0.50% · 4.625%
HK$23,447
+HK$1,174/mo
Deposit HK$1.78M · loan HK$4.16M · min. income ≈ HK$44,546/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,421
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,181
−HK$772/mo
Today · 4.125%
HK$25,953
baseline
▲ 0.50% · 4.625%
HK$27,532
+HK$1,579/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$51,906/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,169
−HK$1,467/mo
▼ 0.25% · 3.875%
HK$27,897
−HK$739/mo
Today · 4.125%
HK$28,636
baseline
▲ 0.50% · 4.625%
HK$30,146
+HK$1,510/mo
Deposit HK$595K · loan HK$5.35M · min. income ≈ HK$57,272/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,875 · Scale 2, in force from 26 Feb 2026)