LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,704
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$139,926
−HK$4,288/mo
Today · 4.125%
HK$144,214
baseline
▲ 0.50% · 4.625%
HK$152,989
+HK$8,775/mo
Deposit HK$29.76M · loan HK$29.76M · min. income ≈ HK$288,428/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,970
−HK$8,156/mo
▼ 0.25% · 3.875%
HK$155,019
−HK$4,107/mo
Today · 4.125%
HK$159,126
baseline
▲ 0.50% · 4.625%
HK$167,514
+HK$8,388/mo
Deposit HK$29.76M · loan HK$29.76M · min. income ≈ HK$318,252/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,845
−HK$10,212/mo
▼ 0.25% · 3.875%
HK$167,911
−HK$5,146/mo
Today · 4.125%
HK$173,057
baseline
▲ 0.50% · 4.625%
HK$183,587
+HK$10,530/mo
Deposit HK$23.81M · loan HK$35.71M · min. income ≈ HK$346,114/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,164
−HK$9,788/mo
▼ 0.25% · 3.875%
HK$186,023
−HK$4,929/mo
Today · 4.125%
HK$190,952
baseline
▲ 0.50% · 4.625%
HK$201,017
+HK$10,065/mo
Deposit HK$23.81M · loan HK$35.71M · min. income ≈ HK$381,904/mo (50% DSR)
Upfront cash ≈ HK$26.33M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,986
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$195,896
−HK$6,004/mo
Today · 4.125%
HK$201,900
baseline
▲ 0.50% · 4.625%
HK$214,185
+HK$12,285/mo
Deposit HK$17.85M · loan HK$41.66M · min. income ≈ HK$403,800/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,358
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$217,026
−HK$5,751/mo
Today · 4.125%
HK$222,777
baseline
▲ 0.50% · 4.625%
HK$234,520
+HK$11,743/mo
Deposit HK$17.85M · loan HK$41.66M · min. income ≈ HK$445,554/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,268
−HK$15,318/mo
▼ 0.25% · 3.875%
HK$251,866
−HK$7,720/mo
Today · 4.125%
HK$259,586
baseline
▲ 0.50% · 4.625%
HK$275,381
+HK$15,795/mo
Deposit HK$5.95M · loan HK$53.56M · min. income ≈ HK$519,172/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,746
−HK$14,681/mo
▼ 0.25% · 3.875%
HK$279,034
−HK$7,393/mo
Today · 4.125%
HK$286,427
baseline
▲ 0.50% · 4.625%
HK$301,525
+HK$15,098/mo
Deposit HK$5.95M · loan HK$53.56M · min. income ≈ HK$572,854/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,529,295 · Scale 2, in force from 26 Feb 2026)