LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,570
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,993
−HK$428/mo
Today · 4.125%
HK$14,421
baseline
▲ 0.50% · 4.625%
HK$15,299
+HK$878/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,842/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,097
−HK$816/mo
▼ 0.25% · 3.875%
HK$15,502
−HK$411/mo
Today · 4.125%
HK$15,913
baseline
▲ 0.50% · 4.625%
HK$16,751
+HK$838/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,826/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,285
−HK$1,021/mo
▼ 0.25% · 3.875%
HK$16,791
−HK$515/mo
Today · 4.125%
HK$17,306
baseline
▲ 0.50% · 4.625%
HK$18,359
+HK$1,053/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,612/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,116
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,602
−HK$493/mo
Today · 4.125%
HK$19,095
baseline
▲ 0.50% · 4.625%
HK$20,102
+HK$1,007/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,190/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,999
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,590
−HK$600/mo
Today · 4.125%
HK$20,190
baseline
▲ 0.50% · 4.625%
HK$21,419
+HK$1,229/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$40,380/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,136
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,703
−HK$575/mo
Today · 4.125%
HK$22,278
baseline
▲ 0.50% · 4.625%
HK$23,452
+HK$1,174/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$44,556/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,427
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,187
−HK$772/mo
Today · 4.125%
HK$25,959
baseline
▲ 0.50% · 4.625%
HK$27,538
+HK$1,579/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$51,918/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,175
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,903
−HK$740/mo
Today · 4.125%
HK$28,643
baseline
▲ 0.50% · 4.625%
HK$30,153
+HK$1,510/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$57,286/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,905 · Scale 2, in force from 26 Feb 2026)