LTV · monthly repayment
▼ 0.50% · 3.625%
HK$135,713
−HK$8,510/mo
▼ 0.25% · 3.875%
HK$139,934
−HK$4,289/mo
Today · 4.125%
HK$144,223
baseline
▲ 0.50% · 4.625%
HK$152,999
+HK$8,776/mo
Deposit HK$29.76M · loan HK$29.76M · min. income ≈ HK$288,446/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$150,979
−HK$8,157/mo
▼ 0.25% · 3.875%
HK$155,028
−HK$4,108/mo
Today · 4.125%
HK$159,136
baseline
▲ 0.50% · 4.625%
HK$167,524
+HK$8,388/mo
Deposit HK$29.76M · loan HK$29.76M · min. income ≈ HK$318,272/mo (50% DSR)
Upfront cash ≈ HK$32.29M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$162,855
−HK$10,213/mo
▼ 0.25% · 3.875%
HK$167,921
−HK$5,147/mo
Today · 4.125%
HK$173,068
baseline
▲ 0.50% · 4.625%
HK$183,599
+HK$10,531/mo
Deposit HK$23.81M · loan HK$35.71M · min. income ≈ HK$346,136/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$181,175
−HK$9,788/mo
▼ 0.25% · 3.875%
HK$186,034
−HK$4,929/mo
Today · 4.125%
HK$190,963
baseline
▲ 0.50% · 4.625%
HK$201,029
+HK$10,066/mo
Deposit HK$23.81M · loan HK$35.71M · min. income ≈ HK$381,926/mo (50% DSR)
Upfront cash ≈ HK$26.34M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$189,998
−HK$11,914/mo
▼ 0.25% · 3.875%
HK$195,908
−HK$6,004/mo
Today · 4.125%
HK$201,912
baseline
▲ 0.50% · 4.625%
HK$214,198
+HK$12,286/mo
Deposit HK$17.85M · loan HK$41.66M · min. income ≈ HK$403,824/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$211,371
−HK$11,419/mo
▼ 0.25% · 3.875%
HK$217,040
−HK$5,750/mo
Today · 4.125%
HK$222,790
baseline
▲ 0.50% · 4.625%
HK$234,534
+HK$11,744/mo
Deposit HK$17.85M · loan HK$41.66M · min. income ≈ HK$445,580/mo (50% DSR)
Upfront cash ≈ HK$20.38M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$244,283
−HK$15,319/mo
▼ 0.25% · 3.875%
HK$251,882
−HK$7,720/mo
Today · 4.125%
HK$259,602
baseline
▲ 0.50% · 4.625%
HK$275,398
+HK$15,796/mo
Deposit HK$5.95M · loan HK$53.56M · min. income ≈ HK$519,204/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$271,762
−HK$14,683/mo
▼ 0.25% · 3.875%
HK$279,051
−HK$7,394/mo
Today · 4.125%
HK$286,445
baseline
▲ 0.50% · 4.625%
HK$301,544
+HK$15,099/mo
Deposit HK$5.95M · loan HK$53.56M · min. income ≈ HK$572,890/mo (50% DSR)
Upfront cash ≈ HK$8.48M (deposit + AVD stamp duty HK$2,529,449 · Scale 2, in force from 26 Feb 2026)