LTV · monthly repayment
▼ 0.50% · 3.625%
HK$13,572
−HK$851/mo
▼ 0.25% · 3.875%
HK$13,994
−HK$429/mo
Today · 4.125%
HK$14,423
baseline
▲ 0.50% · 4.625%
HK$15,301
+HK$878/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$28,846/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,099
−HK$815/mo
▼ 0.25% · 3.875%
HK$15,504
−HK$410/mo
Today · 4.125%
HK$15,914
baseline
▲ 0.50% · 4.625%
HK$16,753
+HK$839/mo
Deposit HK$2.98M · loan HK$2.98M · min. income ≈ HK$31,828/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,286
−HK$1,022/mo
▼ 0.25% · 3.875%
HK$16,793
−HK$515/mo
Today · 4.125%
HK$17,308
baseline
▲ 0.50% · 4.625%
HK$18,361
+HK$1,053/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$34,616/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,118
−HK$979/mo
▼ 0.25% · 3.875%
HK$18,604
−HK$493/mo
Today · 4.125%
HK$19,097
baseline
▲ 0.50% · 4.625%
HK$20,104
+HK$1,007/mo
Deposit HK$2.38M · loan HK$3.57M · min. income ≈ HK$38,194/mo (50% DSR)
Upfront cash ≈ HK$2.51M (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,001
−HK$1,191/mo
▼ 0.25% · 3.875%
HK$19,592
−HK$600/mo
Today · 4.125%
HK$20,192
baseline
▲ 0.50% · 4.625%
HK$21,421
+HK$1,229/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$40,384/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,138
−HK$1,142/mo
▼ 0.25% · 3.875%
HK$21,705
−HK$575/mo
Today · 4.125%
HK$22,280
baseline
▲ 0.50% · 4.625%
HK$23,455
+HK$1,175/mo
Deposit HK$1.79M · loan HK$4.17M · min. income ≈ HK$44,560/mo (50% DSR)
Upfront cash ≈ HK$1.92M (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,429
−HK$1,532/mo
▼ 0.25% · 3.875%
HK$25,189
−HK$772/mo
Today · 4.125%
HK$25,961
baseline
▲ 0.50% · 4.625%
HK$27,541
+HK$1,580/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$51,922/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,178
−HK$1,468/mo
▼ 0.25% · 3.875%
HK$27,906
−HK$740/mo
Today · 4.125%
HK$28,646
baseline
▲ 0.50% · 4.625%
HK$30,156
+HK$1,510/mo
Deposit HK$595K · loan HK$5.36M · min. income ≈ HK$57,292/mo (50% DSR)
Upfront cash ≈ HK$729K (deposit + AVD stamp duty HK$133,919 · Scale 2, in force from 26 Feb 2026)